Yapı KrediEuro-Plus Deposito (jaarlijkse rente-uitkering)

Deposit · 8 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Rate
3.10%
8 years fixed
since 2 Sep 2026
Your return on €25,000
€775
per year, annualised · €6,200 total over 8 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 8 years: €6,200.
Interest built up over 8 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs€6,200After 1 month: €64.58 rate · balance €25,064.58After 2 months: €129.17 rate · balance €25,129.17After 3 months: €193.75 rate · balance €25,193.75After 4 months: €258.33 rate · balance €25,258.33After 5 months: €322.92 rate · balance €25,322.92After 6 months: €387.50 rate · balance €25,387.50After 7 months: €452.08 rate · balance €25,452.08After 8 months: €516.67 rate · balance €25,516.67After 9 months: €581.25 rate · balance €25,581.25After 10 months: €645.83 rate · balance €25,645.83After 11 months: €710.42 rate · balance €25,710.42After 12 months: €775.00 rate · balance €25,775.00After 13 months: €839.58 rate · balance €25,839.58After 14 months: €904.17 rate · balance €25,904.17After 15 months: €968.75 rate · balance €25,968.75After 16 months: €1,033.33 rate · balance €26,033.33After 17 months: €1,097.92 rate · balance €26,097.92After 18 months: €1,162.50 rate · balance €26,162.50After 19 months: €1,227.08 rate · balance €26,227.08After 20 months: €1,291.67 rate · balance €26,291.67After 21 months: €1,356.25 rate · balance €26,356.25After 22 months: €1,420.83 rate · balance €26,420.83After 23 months: €1,485.42 rate · balance €26,485.42After 24 months: €1,550.00 rate · balance €26,550.00After 25 months: €1,614.58 rate · balance €26,614.58After 26 months: €1,679.17 rate · balance €26,679.17After 27 months: €1,743.75 rate · balance €26,743.75After 28 months: €1,808.33 rate · balance €26,808.33After 29 months: €1,872.92 rate · balance €26,872.92After 30 months: €1,937.50 rate · balance €26,937.50After 31 months: €2,002.08 rate · balance €27,002.08After 32 months: €2,066.67 rate · balance €27,066.67After 33 months: €2,131.25 rate · balance €27,131.25After 34 months: €2,195.83 rate · balance €27,195.83After 35 months: €2,260.42 rate · balance €27,260.42After 36 months: €2,325.00 rate · balance €27,325.00After 37 months: €2,389.58 rate · balance €27,389.58After 38 months: €2,454.17 rate · balance €27,454.17After 39 months: €2,518.75 rate · balance €27,518.75After 40 months: €2,583.33 rate · balance €27,583.33After 41 months: €2,647.92 rate · balance €27,647.92After 42 months: €2,712.50 rate · balance €27,712.50After 43 months: €2,777.08 rate · balance €27,777.08After 44 months: €2,841.67 rate · balance €27,841.67After 45 months: €2,906.25 rate · balance €27,906.25After 46 months: €2,970.83 rate · balance €27,970.83After 47 months: €3,035.42 rate · balance €28,035.42After 48 months: €3,100.00 rate · balance €28,100.00After 49 months: €3,164.58 rate · balance €28,164.58After 50 months: €3,229.16 rate · balance €28,229.16After 51 months: €3,293.75 rate · balance €28,293.75After 52 months: €3,358.33 rate · balance €28,358.33After 53 months: €3,422.91 rate · balance €28,422.91After 54 months: €3,487.50 rate · balance €28,487.50After 55 months: €3,552.08 rate · balance €28,552.08After 56 months: €3,616.66 rate · balance €28,616.66After 57 months: €3,681.25 rate · balance €28,681.25After 58 months: €3,745.83 rate · balance €28,745.83After 59 months: €3,810.41 rate · balance €28,810.41After 60 months: €3,875.00 rate · balance €28,875.00After 61 months: €3,939.58 rate · balance €28,939.58After 62 months: €4,004.16 rate · balance €29,004.16After 63 months: €4,068.75 rate · balance €29,068.75After 64 months: €4,133.33 rate · balance €29,133.33After 65 months: €4,197.91 rate · balance €29,197.91After 66 months: €4,262.50 rate · balance €29,262.50After 67 months: €4,327.08 rate · balance €29,327.08After 68 months: €4,391.66 rate · balance €29,391.66After 69 months: €4,456.25 rate · balance €29,456.25After 70 months: €4,520.83 rate · balance €29,520.83After 71 months: €4,585.41 rate · balance €29,585.41After 72 months: €4,650.00 rate · balance €29,650.00After 73 months: €4,714.58 rate · balance €29,714.58After 74 months: €4,779.16 rate · balance €29,779.16After 75 months: €4,843.75 rate · balance €29,843.75After 76 months: €4,908.33 rate · balance €29,908.33After 77 months: €4,972.91 rate · balance €29,972.91After 78 months: €5,037.50 rate · balance €30,037.50After 79 months: €5,102.08 rate · balance €30,102.08After 80 months: €5,166.66 rate · balance €30,166.66After 81 months: €5,231.25 rate · balance €30,231.25After 82 months: €5,295.83 rate · balance €30,295.83After 83 months: €5,360.41 rate · balance €30,360.41After 84 months: €5,425.00 rate · balance €30,425.00After 85 months: €5,489.58 rate · balance €30,489.58After 86 months: €5,554.16 rate · balance €30,554.16After 87 months: €5,618.75 rate · balance €30,618.75After 88 months: €5,683.33 rate · balance €30,683.33After 89 months: €5,747.91 rate · balance €30,747.91After 90 months: €5,812.50 rate · balance €30,812.50After 91 months: €5,877.08 rate · balance €30,877.08After 92 months: €5,941.66 rate · balance €30,941.66After 93 months: €6,006.25 rate · balance €31,006.25After 94 months: €6,070.83 rate · balance €31,070.83After 95 months: €6,135.41 rate · balance €31,135.41After 96 months: €6,200.00 rate · balance €31,200.00
Per year
AfterInterest up to thenBalance
1 year€775€25,775
2 years€1,550€26,550
3 years€2,325€27,325
4 years€3,100€28,100
5 years€3,875€28,875
6 years€4,650€29,650
7 years€5,425€30,425
8 years€6,200€31,200

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
yearly, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
8 years fixed · early withdrawal unknown
Term
8 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€25,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%4.00%27 Jan 202315 Dec 2024now3.10%2.95% from 27 Jan 2023 until 5 Jun 20232.95% from 27 Jan 2023 until 5 Jun 20232.90% from 27 Jan 2023 until 5 Jun 20232.95% from 27 Jan 2023 until 5 Jun 20232.90% from 27 Jan 2023 until 5 Jun 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.75% from 1 Dec 2023 until 27 Feb 20243.35% from 1 Dec 2023 until 27 Feb 20243.75% from 1 Dec 2023 until 27 Feb 20243.35% from 1 Dec 2023 until 27 Feb 20243.00% from 27 Feb 2024 until 14 Apr 20243.00% from 27 Feb 2024 until 14 Apr 20243.35% from 27 Feb 2024 until 14 Apr 20243.00% from 14 Apr 2024 until 25 May 20243.35% from 14 Apr 2024 until 25 May 20243.35% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.35% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.35% from 25 May 2024 until 5 Aug 20243.00% from 5 Aug 2024 until 11 Sep 20243.35% from 5 Aug 2024 until 11 Sep 20242.60% from 11 Sep 2024 until 11 Oct 20242.95% from 11 Sep 2024 until 11 Oct 20242.60% from 11 Oct 2024 until 6 Nov 20242.95% from 11 Oct 2024 until 6 Nov 20242.60% from 6 Nov 2024 until 4 Dec 20242.95% from 6 Nov 2024 until 4 Dec 20242.60% from 4 Dec 2024 until 12 Jan 20252.95% from 4 Dec 2024 until 12 Jan 20252.50% from 12 Jan 2025 until 12 Feb 20252.75% from 12 Jan 2025 until 12 Feb 20252.75% from 12 Feb 2025 until 22 Mar 20252.40% from 22 Mar 2025 until 13 Jun 20252.20% from 13 Jun 2025 until 16 Mar 20262.50% from 16 Mar 2026 until 15 May 20263.05% from 15 May 2026 until 2 Sep 20263.10% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20263.10%current
15 May 20263.05%2 Sep 2026web archive
16 Mar 20262.50%15 May 2026web archive
13 Jun 20252.20%16 Mar 2026web archive
22 Mar 20252.40%13 Jun 2025web archive
12 Feb 20252.75%22 Mar 2025web archive
12 Jan 20252.50%12 Feb 2025web archive
12 Jan 20252.75%12 Feb 2025web archive
4 Dec 20242.60%12 Jan 2025web archive
4 Dec 20242.95%12 Jan 2025web archive
6 Nov 20242.60%4 Dec 2024web archive
6 Nov 20242.95%4 Dec 2024web archive
11 Oct 20242.60%6 Nov 2024web archive
11 Oct 20242.95%6 Nov 2024web archive
11 Sep 20242.60%11 Oct 2024web archive
11 Sep 20242.95%11 Oct 2024web archive
5 Aug 20243.00%11 Sep 2024web archive
5 Aug 20243.35%11 Sep 2024web archive
25 May 20243.35%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.35%5 Aug 2024web archive
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14 Apr 20243.00%25 May 2024web archive
14 Apr 20243.35%25 May 2024web archive
27 Feb 20243.00%14 Apr 2024web archive
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27 Feb 20243.35%14 Apr 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
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1 Dec 20233.35%27 Feb 2024web archive
5 Jun 20233.05%1 Dec 2023web archive
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5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
27 Jan 20232.95%5 Jun 2023web archive
27 Jan 20232.95%5 Jun 2023web archive
27 Jan 20232.90%5 Jun 2023web archive
27 Jan 20232.95%5 Jun 2023web archive
27 Jan 20232.90%5 Jun 2023web archive

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (96 mo) 3.10%

Rate checked on 2 Nov 2026.

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