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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Yapı Kredi
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Yapı KrediEuro-Plus Deposito

Deposit · 8 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.10%
8 years fixed
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
2.81%
for €16,600
Your return on €16,600
€466
per year, annualised · €4,117 total over 8 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 8 years: €4,117.
Interest built up over 8 years
€ 0€ 2k€ 4kstart3 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
end of term, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
8 years fixed · early withdrawal unknown
Term
8 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€16,600 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

3.10% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (96 mo) 3.10%

Rate checked on 18 Sep 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.15% · Direct3 years · · Direct
€4,117After 1 month: €42.88 rate · balance €16,642.88After 2 months: €85.77 rate · balance €16,685.77After 3 months: €128.65 rate · balance €16,728.65After 4 months: €171.53 rate · balance €16,771.53After 5 months: €214.42 rate · balance €16,814.42After 6 months: €257.30 rate · balance €16,857.30After 7 months: €300.18 rate · balance €16,900.18After 8 months: €343.07 rate · balance €16,943.07After 9 months: €385.95 rate · balance €16,985.95After 10 months: €428.83 rate · balance €17,028.83After 11 months: €471.72 rate · balance €17,071.72After 12 months: €514.60 rate · balance €17,114.60After 13 months: €557.48 rate · balance €17,157.48After 14 months: €600.37 rate · balance €17,200.37After 15 months: €643.25 rate · balance €17,243.25After 16 months: €686.13 rate · balance €17,286.13After 17 months: €729.02 rate · balance €17,329.02After 18 months: €771.90 rate · balance €17,371.90After 19 months: €814.78 rate · balance €17,414.78After 20 months: €857.67 rate · balance €17,457.67After 21 months: €900.55 rate · balance €17,500.55After 22 months: €943.43 rate · balance €17,543.43After 23 months: €986.32 rate · balance €17,586.32After 24 months: €1,029.20 rate · balance €17,629.20After 25 months: €1,072.08 rate · balance €17,672.08After 26 months: €1,114.97 rate · balance €17,714.97After 27 months: €1,157.85 rate · balance €17,757.85After 28 months: €1,200.73 rate · balance €17,800.73After 29 months: €1,243.62 rate · balance €17,843.62After 30 months: €1,286.50 rate · balance €17,886.50After 31 months: €1,329.38 rate · balance €17,929.38After 32 months: €1,372.27 rate · balance €17,972.27After 33 months: €1,415.15 rate · balance €18,015.15After 34 months: €1,458.03 rate · balance €18,058.03After 35 months: €1,500.92 rate · balance €18,100.92After 36 months: €1,543.80 rate · balance €18,143.80After 37 months: €1,586.68 rate · balance €18,186.68After 38 months: €1,629.57 rate · balance €18,229.57After 39 months: €1,672.45 rate · balance €18,272.45After 40 months: €1,715.33 rate · balance €18,315.33After 41 months: €1,758.22 rate · balance €18,358.22After 42 months: €1,801.10 rate · balance €18,401.10After 43 months: €1,843.98 rate · balance €18,443.98After 44 months: €1,886.87 rate · balance €18,486.87After 45 months: €1,929.75 rate · balance €18,529.75After 46 months: €1,972.63 rate · balance €18,572.63After 47 months: €2,015.52 rate · balance €18,615.52After 48 months: €2,058.40 rate · balance €18,658.40After 49 months: €2,101.28 rate · balance €18,701.28After 50 months: €2,144.16 rate · balance €18,744.17After 51 months: €2,187.05 rate · balance €18,787.05After 52 months: €2,229.93 rate · balance €18,829.93After 53 months: €2,272.81 rate · balance €18,872.81After 54 months: €2,315.70 rate · balance €18,915.70After 55 months: €2,358.58 rate · balance €18,958.58After 56 months: €2,401.46 rate · balance €19,001.46After 57 months: €2,444.35 rate · balance €19,044.35After 58 months: €2,487.23 rate · balance €19,087.23After 59 months: €2,530.11 rate · balance €19,130.11After 60 months: €2,573.00 rate · balance €19,173.00After 61 months: €2,615.88 rate · balance €19,215.88After 62 months: €2,658.76 rate · balance €19,258.76After 63 months: €2,701.65 rate · balance €19,301.65After 64 months: €2,744.53 rate · balance €19,344.53After 65 months: €2,787.41 rate · balance €19,387.41After 66 months: €2,830.30 rate · balance €19,430.30After 67 months: €2,873.18 rate · balance €19,473.18After 68 months: €2,916.06 rate · balance €19,516.06After 69 months: €2,958.95 rate · balance €19,558.95After 70 months: €3,001.83 rate · balance €19,601.83After 71 months: €3,044.71 rate · balance €19,644.71After 72 months: €3,087.60 rate · balance €19,687.60After 73 months: €3,130.48 rate · balance €19,730.48After 74 months: €3,173.36 rate · balance €19,773.36After 75 months: €3,216.25 rate · balance €19,816.25After 76 months: €3,259.13 rate · balance €19,859.13After 77 months: €3,302.01 rate · balance €19,902.01After 78 months: €3,344.90 rate · balance €19,944.90After 79 months: €3,387.78 rate · balance €19,987.78After 80 months: €3,430.66 rate · balance €20,030.66After 81 months: €3,473.55 rate · balance €20,073.55After 82 months: €3,516.43 rate · balance €20,116.43After 83 months: €3,559.31 rate · balance €20,159.31After 84 months: €3,602.20 rate · balance €20,202.20After 85 months: €3,645.08 rate · balance €20,245.08After 86 months: €3,687.96 rate · balance €20,287.96After 87 months: €3,730.85 rate · balance €20,330.85After 88 months: €3,773.73 rate · balance €20,373.73After 89 months: €3,816.61 rate · balance €20,416.61After 90 months: €3,859.50 rate · balance €20,459.50After 91 months: €3,902.38 rate · balance €20,502.38After 92 months: €3,945.26 rate · balance €20,545.26After 93 months: €3,988.15 rate · balance €20,588.15After 94 months: €4,031.03 rate · balance €20,631.03After 95 months: €4,073.91 rate · balance €20,673.91After 96 months: €4,116.80 rate · balance €20,716.80
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs€4,117After 1 month: €42.88 rate · balance €16,642.88After 2 months: €85.77 rate · balance €16,685.77After 3 months: €128.65 rate · balance €16,728.65After 4 months: €171.53 rate · balance €16,771.53After 5 months: €214.42 rate · balance €16,814.42After 6 months: €257.30 rate · balance €16,857.30After 7 months: €300.18 rate · balance €16,900.18After 8 months: €343.07 rate · balance €16,943.07After 9 months: €385.95 rate · balance €16,985.95After 10 months: €428.83 rate · balance €17,028.83After 11 months: €471.72 rate · balance €17,071.72After 12 months: €514.60 rate · balance €17,114.60After 13 months: €557.48 rate · balance €17,157.48After 14 months: €600.37 rate · balance €17,200.37After 15 months: €643.25 rate · balance €17,243.25After 16 months: €686.13 rate · balance €17,286.13After 17 months: €729.02 rate · balance €17,329.02After 18 months: €771.90 rate · balance €17,371.90After 19 months: €814.78 rate · balance €17,414.78After 20 months: €857.67 rate · balance €17,457.67After 21 months: €900.55 rate · balance €17,500.55After 22 months: €943.43 rate · balance €17,543.43After 23 months: €986.32 rate · balance €17,586.32After 24 months: €1,029.20 rate · balance €17,629.20After 25 months: €1,072.08 rate · balance €17,672.08After 26 months: €1,114.97 rate · balance €17,714.97After 27 months: €1,157.85 rate · balance €17,757.85After 28 months: €1,200.73 rate · balance €17,800.73After 29 months: €1,243.62 rate · balance €17,843.62After 30 months: €1,286.50 rate · balance €17,886.50After 31 months: €1,329.38 rate · balance €17,929.38After 32 months: €1,372.27 rate · balance €17,972.27After 33 months: €1,415.15 rate · balance €18,015.15After 34 months: €1,458.03 rate · balance €18,058.03After 35 months: €1,500.92 rate · balance €18,100.92After 36 months: €1,543.80 rate · balance €18,143.80After 37 months: €1,586.68 rate · balance €18,186.68After 38 months: €1,629.57 rate · balance €18,229.57After 39 months: €1,672.45 rate · balance €18,272.45After 40 months: €1,715.33 rate · balance €18,315.33After 41 months: €1,758.22 rate · balance €18,358.22After 42 months: €1,801.10 rate · balance €18,401.10After 43 months: €1,843.98 rate · balance €18,443.98After 44 months: €1,886.87 rate · balance €18,486.87After 45 months: €1,929.75 rate · balance €18,529.75After 46 months: €1,972.63 rate · balance €18,572.63After 47 months: €2,015.52 rate · balance €18,615.52After 48 months: €2,058.40 rate · balance €18,658.40After 49 months: €2,101.28 rate · balance €18,701.28After 50 months: €2,144.16 rate · balance €18,744.17After 51 months: €2,187.05 rate · balance €18,787.05After 52 months: €2,229.93 rate · balance €18,829.93After 53 months: €2,272.81 rate · balance €18,872.81After 54 months: €2,315.70 rate · balance €18,915.70After 55 months: €2,358.58 rate · balance €18,958.58After 56 months: €2,401.46 rate · balance €19,001.46After 57 months: €2,444.35 rate · balance €19,044.35After 58 months: €2,487.23 rate · balance €19,087.23After 59 months: €2,530.11 rate · balance €19,130.11After 60 months: €2,573.00 rate · balance €19,173.00After 61 months: €2,615.88 rate · balance €19,215.88After 62 months: €2,658.76 rate · balance €19,258.76After 63 months: €2,701.65 rate · balance €19,301.65After 64 months: €2,744.53 rate · balance €19,344.53After 65 months: €2,787.41 rate · balance €19,387.41After 66 months: €2,830.30 rate · balance €19,430.30After 67 months: €2,873.18 rate · balance €19,473.18After 68 months: €2,916.06 rate · balance €19,516.06After 69 months: €2,958.95 rate · balance €19,558.95After 70 months: €3,001.83 rate · balance €19,601.83After 71 months: €3,044.71 rate · balance €19,644.71After 72 months: €3,087.60 rate · balance €19,687.60After 73 months: €3,130.48 rate · balance €19,730.48After 74 months: €3,173.36 rate · balance €19,773.36After 75 months: €3,216.25 rate · balance €19,816.25After 76 months: €3,259.13 rate · balance €19,859.13After 77 months: €3,302.01 rate · balance €19,902.01After 78 months: €3,344.90 rate · balance €19,944.90After 79 months: €3,387.78 rate · balance €19,987.78After 80 months: €3,430.66 rate · balance €20,030.66After 81 months: €3,473.55 rate · balance €20,073.55After 82 months: €3,516.43 rate · balance €20,116.43After 83 months: €3,559.31 rate · balance €20,159.31After 84 months: €3,602.20 rate · balance €20,202.20After 85 months: €3,645.08 rate · balance €20,245.08After 86 months: €3,687.96 rate · balance €20,287.96After 87 months: €3,730.85 rate · balance €20,330.85After 88 months: €3,773.73 rate · balance €20,373.73After 89 months: €3,816.61 rate · balance €20,416.61After 90 months: €3,859.50 rate · balance €20,459.50After 91 months: €3,902.38 rate · balance €20,502.38After 92 months: €3,945.26 rate · balance €20,545.26After 93 months: €3,988.15 rate · balance €20,588.15After 94 months: €4,031.03 rate · balance €20,631.03After 95 months: €4,073.91 rate · balance €20,673.91After 96 months: €4,116.80 rate · balance €20,716.80
Per year
AfterInterest up to thenBalance
1 year€515€17,115
2 years€1,029€17,629
3 years€1,544€18,144
4 years€2,058€18,658
5 years€2,573€19,173
6 years€3,088€19,688
7 years€3,602€20,202
8 years€4,117€20,717

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.15%
4 years · 3.20% · Direct
4 years · 3.20% · Direct
5 years · 3.35% · Direct
5 years · 3.35% · Direct
6 years · 3.10% · Direct
6 years · 3.10% · Direct
7 years · 3.10% · Direct
7 years · 3.10% · Direct
8 years · 3.10% · Direct
9 years · 3.10% · Direct
9 years · 3.10% · Direct
10 years · 3.10% · Direct
10 years · 3.10% · Direct