Yapı KrediEuro-Plus Spaarrekening
Instant access · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Promotional rateNew customers only
- Promotional rate
- 3.30%
- then 1.80%
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. The promotional rate applies for 3 months; after that 1.80%.
- 2.17%
- for €50,000
- Your return on €50,000
- €1,088
- interest per year
- Deposit guarantee
- €50,000 fully protectedDutch scheme
Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €1,088.
Existing customers do not get the promotional rate: 1.80% → €900 over 1 year.
In the calculation: 3 months promotional rate (€412.50), then the base rate.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 1.80% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 7 Jul 2025
Promotion conditions
- Promotional rate 3.30% for 3 months
- New customers only
- juni 2026 Jubileumsrente Actie 3,30% effectief op jaarbasis (Klik hier voor actievoorwaarden) — welkomstrente voor nieuwe klanten gedurende maximaal 90 dagen (3 maanden), daarna 1.80%
- Access
- Instant access
- Minimum deposit
- €2,000
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Rente effectief op jaarbasis; vrij opneembaar
- Jubileumsrente-actie: nieuwe klanten (of klanten die hun rekening vóór 1 december 2025 sloten) krijgen de actierente gedurende maximaal 90 dagen; geen minimum- of maximumbedrag
Deposit guarantee
€50,000 fully protected
Dutch scheme
Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Yapi Kredi Bank Nederland N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Nederland kent geen bronbelasting op spaarrente.
Rate history
3.30% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of Yapı Kredi →All savings products of Yapı Kredi →
- 2 Sep 2026New: Yapı Kredi – Euro-Plus Spaarrekening 3.30%
Rate checked on 18 Sep 2026.