Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
| Depositosparen · Direct |
| Deposit 7 years |
| 2.50% |
| 2 Sep 2026 |
| current |
| Nationale-Nederlanden | Depositosparen · Direct | Deposit 6 years | 2.45% | 2 Sep 2026 | current |
| Nationale-Nederlanden | Depositosparen · Direct | Deposit 5 years | 2.40% | 2 Sep 2026 | current |
| Nationale-Nederlanden | Depositosparen · Direct | Deposit 4 years | 2.30% | 2 Sep 2026 | current |
| Nationale-Nederlanden | Depositosparen · Direct | Deposit 3 years | 2.25% | 2 Sep 2026 | current |
| Nationale-Nederlanden | Depositosparen · Direct | Deposit 2 years | 2.10% | 2 Sep 2026 | current |
| Nationale-Nederlanden | Depositosparen · Direct | Deposit 1 year | 2.00% | 2 Sep 2026 | current |
| Nationale-Nederlanden | Internetsparen · Direct | Instant access | 1.30% | 2 Sep 2026 | 15 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 10 years | 3.01% | 2 Sep 2026 | 14 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 9 years | 2.51% | 2 Sep 2026 | 14 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 8 years | 2.51% | 2 Sep 2026 | 14 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 7 years | 2.51% | 2 Sep 2026 | 14 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 6 years | 2.51% | 2 Sep 2026 | 14 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 5 years | 2.51% | 2 Sep 2026 | 14 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 4 years | 2.51% | 2 Sep 2026 | 14 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 3 years | 2.51% | 2 Sep 2026 | 14 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 2 years | 2.41% | 2 Sep 2026 | 14 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 1 year | 2.50% | 2 Sep 2026 | 14 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 9 months | 2.25% | 2 Sep 2026 | 14 Sep 2026 |
| NIBC | Termijndeposito · Direct | Deposit 6 months | 2.10% | 2 Sep 2026 | 14 Sep 2026 |