Rate history
Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
Highest rate per day, last 1 yr
the best offer in our comparison, with a verified deposit guaranteeWhat the average saver got, since 2003
source: ECB, MFI interest rate statistics (MIR)This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
- Ayvens Bank3.25%Flexibel Sparen (Online Spaarrekening) · Instant access13 Oct 2026 → nowcurrent
- Morgan Stanley2.85%Termijndeposito · Deposit 9 months13 Oct 2026 → 3 Nov 2026
- Morgan Stanley2.50%Termijndeposito · Deposit 3 months13 Oct 2026 → 3 Nov 2026
- Morgan Stanley3.25%Termijndeposito · Deposit 2 years13 Oct 2026 → 21 Oct 2026
- Morgan Stanley3.10%Termijndeposito · Deposit 1 year13 Oct 2026 → 21 Oct 2026
- Morgan Stanley2.80%Termijndeposito · Deposit 6 months13 Oct 2026 → 27 Oct 2026
- Banca Sistema3.15%Termijndeposito · Deposit 6 months13 Oct 2026 → nowcurrent
- CA Auto Bank2.95%Termijndeposito · Deposit 9 months13 Oct 2026 → nowcurrent
- Banca Sistema3.35%Termijndeposito · Deposit 2 years13 Oct 2026 → 30 Oct 2026
- Banca Sistema3.30%Termijndeposito · Deposit 1 year13 Oct 2026 → 30 Oct 2026
- Fjord Bank3.45%Termijndeposito · Deposit 5 years13 Oct 2026 → nowcurrent
- Fjord Bank3.40%Termijndeposito · Deposit 4 years13 Oct 2026 → nowcurrent
- Fjord Bank3.35%Termijndeposito · Deposit 3 years13 Oct 2026 → nowcurrent
- CA Auto Bank3.00%Termijndeposito · Deposit 1 year13 Oct 2026 → nowcurrent
- CA Auto Bank2.70%Termijndeposito · Deposit 6 months13 Oct 2026 → nowcurrent
- Alisa Bank2.10%Spaarrekening · Instant access13 Oct 2026 → 20 Oct 2026
- HoistSpar3.67%Termijndeposito · Deposit 5 years13 Oct 2026 → 30 Oct 2026
- HoistSpar3.42%Termijndeposito · Deposit 4 years13 Oct 2026 → 27 Oct 2026
- HoistSpar3.36%Termijndeposito · Deposit 3 years13 Oct 2026 → nowcurrent
- Nordax Bank2.32%Spaarrekening · Instant access13 Oct 2026 → 14 Oct 2026
- Centraal Beheer3.35%RenteVast Rekening · Deposit 20 years12 Oct 2026 → nowcurrent
- Centraal Beheer3.30%RenteVast Rekening · Deposit 15 years12 Oct 2026 → nowcurrent
- Centraal Beheer3.25%RenteVast Rekening · Deposit 10 years12 Oct 2026 → nowcurrent
- Centraal Beheer3.00%RenteVast Rekening · Deposit 9 years12 Oct 2026 → nowcurrent
- Centraal Beheer2.95%RenteVast Rekening · Deposit 8 years12 Oct 2026 → nowcurrent