Rate history
Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
Highest rate per day, last 90 days
the best offer in our comparison, with a verified deposit guaranteeWhat the average saver got, since 2003
source: ECB, MFI interest rate statistics (MIR)This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
- Ayvens Bank3.25%Flexibel Sparen (Online Spaarrekening) · Instant access13 Oct 2026 → nowcurrent
- Morgan Stanley2.85%Termijndeposito · Deposit 9 months13 Oct 2026 → 3 Nov 2026
- Morgan Stanley2.50%Termijndeposito · Deposit 3 months13 Oct 2026 → 3 Nov 2026
- Morgan Stanley3.25%Termijndeposito · Deposit 2 years13 Oct 2026 → 21 Oct 2026
- Morgan Stanley3.10%Termijndeposito · Deposit 1 year13 Oct 2026 → 21 Oct 2026
- Morgan Stanley2.80%Termijndeposito · Deposit 6 months13 Oct 2026 → 27 Oct 2026
- Banca Sistema3.15%Termijndeposito · Deposit 6 months13 Oct 2026 → nowcurrent
- CA Auto Bank2.95%Termijndeposito · Deposit 9 months13 Oct 2026 → nowcurrent
- Banca Sistema3.35%Termijndeposito · Deposit 2 years13 Oct 2026 → 30 Oct 2026
- Banca Sistema3.30%Termijndeposito · Deposit 1 year13 Oct 2026 → 30 Oct 2026
- Fjord Bank3.45%Termijndeposito · Deposit 5 years13 Oct 2026 → nowcurrent
- Fjord Bank3.40%Termijndeposito · Deposit 4 years13 Oct 2026 → nowcurrent
- Fjord Bank3.35%Termijndeposito · Deposit 3 years13 Oct 2026 → nowcurrent
- CA Auto Bank3.00%Termijndeposito · Deposit 1 year13 Oct 2026 → nowcurrent
- CA Auto Bank2.70%Termijndeposito · Deposit 6 months13 Oct 2026 → nowcurrent
- Alisa Bank2.10%Spaarrekening · Instant access13 Oct 2026 → 20 Oct 2026
- HoistSpar3.67%Termijndeposito · Deposit 5 years13 Oct 2026 → 30 Oct 2026
- HoistSpar3.42%Termijndeposito · Deposit 4 years13 Oct 2026 → 27 Oct 2026
- HoistSpar3.36%Termijndeposito · Deposit 3 years13 Oct 2026 → nowcurrent
- Nordax Bank2.32%Spaarrekening · Instant access13 Oct 2026 → 14 Oct 2026
- Centraal Beheer3.35%RenteVast Rekening · Deposit 20 years12 Oct 2026 → nowcurrent
- Centraal Beheer3.30%RenteVast Rekening · Deposit 15 years12 Oct 2026 → nowcurrent
- Centraal Beheer3.25%RenteVast Rekening · Deposit 10 years12 Oct 2026 → nowcurrent
- Centraal Beheer3.00%RenteVast Rekening · Deposit 9 years12 Oct 2026 → nowcurrent
- Centraal Beheer2.95%RenteVast Rekening · Deposit 8 years12 Oct 2026 → nowcurrent