Saving with a European deposit guarantee scheme
Every offer here is linked to an institution whose participation in a statutory European deposit guarantee scheme we have verified, and your amount fits entirely within the guarantee.
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Frequently asked questions
- Up to what amount are my savings guaranteed?
- Across the EU up to €100,000 per person per bank. For a joint account that amount applies per account holder.
- What if two brands belong to the same bank?
- Then the guarantee applies to the total at that bank, not per brand. The Banks and deposit guarantee page shows which brands share a banking licence.
- Who pays out if a foreign bank fails?
- The guarantee scheme of the country where the bank holds its licence. Each offer states which scheme that is and where we checked the participation.
