bunq rate history
The course of bunq's savings and deposit rates: every rate increase and cut with its date, the current rate and since when it applies.
bunq's Spaarrekening (MassInterest) is now at 3.11%, since 15 Oct 2026. The last change was on 15 Oct 2026: from 3.01% to 3.11%. Since 2 Sep 2026 we have seen 1 change to this rate.
| From | Rate |
|---|---|
| 15 Oct 2026 · now | 3.11% |
| 2 Sep 2026 | 3.01% |
bunq's Termijndeposito (1 year) is now at 2.11%, since our measurements began. Since 2 Sep 2026, when we started following this rate, it has not changed.
| From | Rate |
|---|---|
| 2 Sep 2026 · now | 2.11% |
bunq's Termijndeposito (2 years) is now at 1.91%, since our measurements began. Since 2 Sep 2026, when we started following this rate, it has not changed.
| From | Rate |
|---|---|
| 2 Sep 2026 · now | 1.91% |
All changes
- 21 Oct 2026, 12:26 · Limit changedbunq – Termijndeposito (12 mo): limits changed (min –→1000, max –→100000, rate cap –→–)
- 21 Oct 2026, 12:26 · Limit changedbunq – Termijndeposito (3 mo): limits changed (min –→1000, max –→100000, rate cap –→–)
- 21 Oct 2026, 12:26 · Limit changedbunq – Termijndeposito (24 mo): limits changed (min –→1000, max –→100000, rate cap –→–)
- 21 Oct 2026, 12:26 · Limit changedbunq – Termijndeposito (6 mo): limits changed (min –→1000, max –→100000, rate cap –→–)
- 15 Oct 2026, 15:48 · Promotion changedbunq – Spaarrekening (MassInterest): promotional rate 3.01% → 3.11% (base rate 1.51%)
- 7 Oct 2026, 15:59 · Limit changedbunq – Termijndeposito (12 mo): limits changed (min 1000→–, max –→–, rate cap –→–)
- 7 Oct 2026, 15:59 · Limit changedbunq – Termijndeposito (6 mo): limits changed (min 1000→–, max –→–, rate cap –→–)
- 7 Oct 2026, 15:59 · Limit changedbunq – Termijndeposito (3 mo): limits changed (min 1000→–, max –→–, rate cap –→–)
- 7 Oct 2026, 15:59 · Limit changedbunq – Termijndeposito (24 mo): limits changed (min 1000→–, max –→–, rate cap –→–)
Advertised annual rate, gross. The history starts on the day we began following the account and is only ever appended to, never overwritten.