bunq
bunq B.V. · Netherlands · supervised by DNB
- Offers
- 5
- Instant access
- 2.26%
- highest effective
- Deposit
- 2.11%
- highest effective
- Deposit guarantee
- Until €100,000
- Netherlands scheme
Offers from bunq
Saving at bunq
bunq is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.
For €25,000 we list 1 instant-access account and 4 deposits from bunq, with terms from 3 months to 2 years. The best instant-access account, Spaarrekening (MassInterest), pays an effective 2.26% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 1 year at an effective 2.11% a year.
The lowest minimum deposit is €1,000. 1 offer has a temporary promotional rate; the effective rate above already counts the lower rate that follows. 1 offer is for new customers only. Some rates require a current account with the bank as well.
Savings at bunq fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at bunq?
- At bunq the highest effective annual rate for €25,000 is currently 2.26% on instant-access savings and 2.11% on a 1 year deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at bunq?
- bunq (bunq B.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from bunq?
- Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at bunq?
- You open an account with the bank itself, online.
Deposit guarantee and licence
- Institution
- bunq B.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS)
- Guarantee
- €100,000 per person per institution
- Licence
- DNB R127999
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Recent changes
Rate historyRSSNo changes seen since we started following bunq .
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