FIMBank

FIMBank is a bank from Malta. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at FIMBank in your name.

For €50,000 we list 4 deposits from FIMBank, with terms from 1 month to 1 year. The best-paying deposit runs for 1 year at an effective 3.10% a year.

The lowest minimum deposit is €1.

Savings at FIMBank fall under Depositor Compensation Scheme (Malta), the statutory deposit guarantee scheme of Malta, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Malta does not withhold tax on the interest of a saver who lives in the Netherlands.