Klarna Bank

Klarna Bank is a bank from Sweden, supervised by Finansinspektionen. You can open an account with the bank itself or through the savings platform Raisin.

For €100,000 we list 2 instant-access accounts and 16 deposits from Klarna Bank, with terms from 3 months to 4 years. The best instant-access account, Flex rekening, pays an effective 2.44% a year. The highest instant-access rate in our comparison is 2.78% right now. The best-paying deposit runs for 4 years at an effective 3.10% a year.

The lowest minimum deposit is €1. 1 offer has a temporary promotional rate; the effective rate above already counts the lower rate that follows. 1 offer is for new customers only.

Savings at Klarna Bank fall under Insättningsgarantin (Riksgälden), the statutory deposit guarantee scheme of Sweden, up to €104,000 per person. We checked that with the supervisor or the scheme itself. Sweden does not withhold tax on the interest of a saver who lives in the Netherlands.