MeDirect

MeDirect is a bank from Malta, supervised by MFSA. You open an account with the bank itself, online.

For €50,000 we list 1 instant-access account, 3 notice accounts and 7 deposits from MeDirect, with terms from 3 months to 5 years. The best instant-access account, MeMax Savings Account, pays an effective 2.02% a year. The highest instant-access rate in our comparison is 3.03% right now. With a notice period the highest is 0.50% (Me6 Savings Account). The best-paying deposit runs for 2 years at an effective 2.40% a year.

The lowest minimum deposit is €100.

Savings at MeDirect fall under Depositor Compensation Scheme (Malta), the statutory deposit guarantee scheme of Malta, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Malta does not withhold tax on the interest of a saver who lives in the Netherlands.