N26
N26 Bank AG · Germany · supervised by BaFin
- Offers
- 1
- Instant access
- 0.30%
- highest effective
- Deposit
- —
- highest effective
- Deposit guarantee
- Until €100,000
- Germany scheme
Offers from N26
Saving at N26
N26 is a bank from Germany, supervised by BaFin. You open an account with the bank itself, online.
For €10,000 we list 1 instant-access account from N26. The best instant-access account, Instant Savings, pays an effective 0.30% a year. The highest instant-access rate in our comparison is 3.04% right now.
Some rates require a current account with the bank as well.
Savings at N26 fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at N26?
- At N26 the highest effective annual rate for €10,000 is currently 0.30% on instant-access savings. The table on this page has every offer with its rate and conditions.
- Is my money safe at N26?
- N26 (N26 Bank AG) takes part in Entschädigungseinrichtung deutscher Banken GmbH (EdB). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from N26?
- Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at N26?
- You open an account with the bank itself, online.
Deposit guarantee and licence
- Institution
- N26 Bank AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB)
- Guarantee
- €100,000 per person per institution
- Verification
- Wettelijke DGS-informatie van N26 Bank AGsource ↗ · 2 Sep 2026
details
EdB, € 100.000); EdB-ledenlijst is niet machinaal leesbaar
Recent changes
Rate historyRSSNo changes seen since we started following N26 .
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