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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Nationale-Nederlanden

Nationale-Nederlanden Bank N.V. · Netherlands · supervised by DNB
Website
Offers
11
Instant access
1.59%
highest effective
Deposit
2.90%
highest effective
Deposit guarantee
Until €100,000
Netherlands scheme

Offers from Nationale-Nederlanden

ProductTypeRateEffectiveYour return
InternetsparenInstant access2.30%
promo
▲ 1.00Rate over the last 365 days. Raised on 15 Sep 2026 from 1.30% to 2.30%.
1.59%€397
interest per year
Details
DepositosparenDeposit · 1 year2.00%
▲ 0.30Rate over the last 365 days. Raised on 2 Sep 2026 from 1.70% to 2.00%.
2.00%€500

Saving at Nationale-Nederlanden

Nationale-Nederlanden is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €25,000 we list 1 instant-access account and 10 deposits from Nationale-Nederlanden, with terms from 1 year to 10 years. The best instant-access account, Internetsparen, pays an effective 1.59% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 10 years at an effective 2.90% a year.

The lowest minimum deposit is €1,000. 1 offer has a temporary promotional rate; the effective rate above already counts the lower rate that follows. 1 offer is for new customers only.

Savings at Nationale-Nederlanden fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Nationale-Nederlanden?
At Nationale-Nederlanden the highest effective annual rate for €25,000 is currently 1.59% on instant-access savings and 2.90% on a 10 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Nationale-Nederlanden?
Nationale-Nederlanden (Nationale-Nederlanden Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Nationale-Nederlanden?
Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Nationale-Nederlanden?
You open an account with the bank itself, online.

Deposit guarantee and licence

Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS)
Guarantee
€100,000 per person per institution
Licence
DNB B0262
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate historyRSS
  • 15 Sep 2026, 16:43 · Rate upNationale-Nederlanden – Internetsparen: 1.30% → 2.30%
  • 15 Sep 2026, 16:43 · Promotion startedNationale-Nederlanden – Internetsparen: promotional rate 2.30% started
E-mail me when this changes
As soon as a rate or offer from Nationale-Nederlanden changes, you get one e-mail. Every mail has a one-click unsubscribe link.

interest per year
Details
DepositosparenDeposit · 2 years2.10%
▲ 0.10Rate over the last 365 days. Raised on 2 Sep 2026 from 2.00% to 2.10%.
2.10%€525
per year, annualised
Details
DepositosparenDeposit · 3 years2.25%
▲ 0.10Rate over the last 365 days. Raised on 2 Sep 2026 from 2.15% to 2.25%.
2.25%€563
per year, annualised
Details
DepositosparenDeposit · 4 years2.30%
2.30%€575
per year, annualised
Details
DepositosparenDeposit · 5 years2.40%
2.40%€600
per year, annualised
Details
DepositosparenDeposit · 6 years2.45%
2.45%€613
per year, annualised
Details
DepositosparenDeposit · 7 years2.50%
2.50%€625
per year, annualised
Details
DepositosparenDeposit · 8 years2.55%
2.55%€638
per year, annualised
Details
DepositosparenDeposit · 9 years2.60%
2.60%€650
per year, annualised
Details
DepositosparenDeposit · 10 years2.90%
2.90%€725
per year, annualised
Details
  • Internetsparen2.30% · 1.59% effective · since 15 Sep 2026€397interest per year
  • Deposit 1 year2.00% · 2.00% effective · since 2 Sep 2026€500interest per year
  • Deposit 2 years2.10% · 2.10% effective · since 2 Sep 2026€525per year, annualised
  • Deposit 3 years2.25% · 2.25% effective · since 2 Sep 2026€563per year, annualised
  • Deposit 4 years2.30% · 2.30% effective · since 2 Sep 2026€575per year, annualised
  • Deposit 5 years2.40% · 2.40% effective · since 2 Sep 2026€600per year, annualised
  • Deposit 6 years2.45% · 2.45% effective · since 2 Sep 2026€613per year, annualised
  • Deposit 7 years2.50% · 2.50% effective · since 2 Sep 2026€625per year, annualised
  • Deposit 8 years2.55% · 2.55% effective · since 2 Sep 2026€638per year, annualised
  • Deposit 9 years2.60% · 2.60% effective · since 2 Sep 2026€650per year, annualised
  • Deposit 10 years2.90% · 2.90% effective · since 2 Sep 2026€725per year, annualised

All changes of Nationale-Nederlanden →