NIBC
NIBC Bank N.V. · Netherlands · supervised by DNB
- Offers
- 15
- Instant access
- 1.61%
- highest effective
- Deposit
- 3.11%
- highest effective
- Deposit guarantee
- Until €100,000
- Netherlands scheme
Offers from NIBC
- Kwartaalspaarrekening1.60% · 1.61% effective · since 2 Sep 2026€402interest per year
- Spaarrekening1.55% · 1.56% effective · since 2 Sep 2026€390interest per year
- Deposit 3 months2.01% · 2.03% effective · since 14 Sep 2026€506per year, annualised
- Deposit 6 months2.56% · 2.58% effective · since 6 Oct 2026€644per year, annualised
- Deposit 9 months2.61% · 2.62% effective · since 6 Oct 2026€655per year, annualised
- Deposit 1 year2.86% · 2.86% effective · since 6 Oct 2026€715interest per year
- Deposit 2 years2.61% · 2.61% effective · since 14 Sep 2026€653per year, annualised
- Deposit 3 years2.71% · 2.71% effective · since 14 Sep 2026€678per year, annualised
- Deposit 4 years2.71% · 2.71% effective · since 14 Sep 2026€678per year, annualised
- Deposit 5 years2.71% · 2.71% effective · since 14 Sep 2026€678per year, annualised
- Deposit 6 years2.71% · 2.71% effective · since 14 Sep 2026€678per year, annualised
- Deposit 7 years2.71% · 2.71% effective · since 14 Sep 2026€678per year, annualised
- Deposit 8 years2.71% · 2.71% effective · since 14 Sep 2026€678per year, annualised
- Deposit 9 years2.71% · 2.71% effective · since 14 Sep 2026€678per year, annualised
- Deposit 10 years3.11% · 3.11% effective · since 14 Sep 2026€778per year, annualised
Saving at NIBC
NIBC is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.
For €25,000 we list 2 instant-access accounts and 13 deposits from NIBC, with terms from 3 months to 10 years. The best instant-access account, Kwartaalspaarrekening, pays an effective 1.61% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 10 years at an effective 3.11% a year.
The lowest minimum deposit is €250.
Savings at NIBC fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at NIBC?
- At NIBC the highest effective annual rate for €25,000 is currently 1.61% on instant-access savings and 3.11% on a 10 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at NIBC?
- NIBC (NIBC Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from NIBC?
- Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at NIBC?
- You open an account with the bank itself, online.
Deposit guarantee and licence
- Institution
- NIBC Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS)
- Guarantee
- €100,000 per person per institution
- Licence
- DNB B0685
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Recent changes
Rate historyRSS- 6 Oct 2026, 08:43 · Rate upNIBC – NIBC Termijndeposito (6 mo): 2.26% → 2.56%
- 6 Oct 2026, 08:43 · Rate upNIBC – NIBC Termijndeposito (9 mo): 2.31% → 2.61%
- 6 Oct 2026, 08:43 · Rate upNIBC – NIBC Termijndeposito (12 mo): 2.56% → 2.86%
- 16 Sep 2026, 01:54 · Limit changedNIBC – NIBC Kwartaalspaarrekening: limits changed (min –→0, max –→–, rate cap –→–)
- 16 Sep 2026, 01:54 · Limit changedNIBC – NIBC Spaarrekening: limits changed (min –→0, max –→–, rate cap –→–)
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (6 mo): 2.10% → 2.26%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (3 mo): 1.86% → 2.01%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (84 mo): 2.51% → 2.71%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (60 mo): 2.51% → 2.71%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (108 mo): 2.51% → 2.71%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (24 mo): 2.41% → 2.61%
- 14 Sep 2026, 14:26 · Rate upNIBC – NIBC Termijndeposito (9 mo): 2.25% → 2.31%
E-mail me when this changes
As soon as a rate or offer from NIBC changes, you get one e-mail. Every mail has a one-click unsubscribe link.