Spaarradar
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Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 2 minutes ago·570 offers from 88 institutions

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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Guided choice

Three questions, one at a time, and you see which savings account or deposit earns most in your situation, with the reasons. It is the same ranking as the comparison, only with your answers as filters. Not advice, but an honest start.

Your answers:€25,000always instantlyno extra wishesStart again

What suits you

For €25,000 that you always want instant access: the highest effective annual rate out of 50 matching offers, one per bank.

  1. Best choice
    Trade Republic
    Rente op kassaldo
    €760per year · 3.04% effective
    • Withdrawable daily
    • Your whole amount is covered by the deposit guarantee of Germany
    • Including a temporary promotional rate of 3.00%; then 2.50%
    Open account Details
  2. Alternative 1
    Klarna Bank
    Flex rekening
    €665per year · 2.66% effective
    • Withdrawable daily
    • Your whole amount is covered by the deposit guarantee of Sweden
    • Including a temporary promotional rate of 3.00%; then 2.20%
    Open account Details
  3. Alternative 2
    Santander Consumer Bank
    Spaarrekening
    €646per year · 2.59% effective
    • Withdrawable daily
    • Your whole amount is covered by the deposit guarantee of Spain
    • Including a temporary promotional rate of 3.01%; then 2.10%
    • Withholding tax reclaimable with a form
    Open account Details

All 50 matching offers in the comparison