Guided choice
Three questions, one at a time, and you see which savings account or deposit earns most in your situation, with the reasons. It is the same ranking as the comparison, only with your answers as filters. Not advice, but an honest start.
What suits you
For €25,000 that you always want instant access: the highest effective annual rate out of 56 matching offers, one per bank.
- Best choiceTrade RepublicRente op kassaldo€760per year · 3.04% effective
- Withdrawable daily
- Your whole amount is covered by the deposit guarantee of Germany
- Including a temporary promotional rate of 3.00%; then 2.50%
- Alternative 1OpenbankWelkom Spaarrekening€677per year · 2.71% effective
- Withdrawable daily
- Your whole amount is covered by the deposit guarantee of Spain
- Including a temporary promotional rate of 3.10%; then 2.25%
- Withholding tax reclaimable with a form
- Current account at this bank required
- Alternative 2Santander Consumer BankSpaarrekening€659per year · 2.64% effective
- Withdrawable daily
- Your whole amount is covered by the deposit guarantee of Spain
- Including a temporary promotional rate of 3.01%; then 2.20%
- Withholding tax reclaimable with a form