Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
| Froda | Termijndeposito · Raisin | Deposit 9 months | 2.45% | 2 Sep 2026 | 14 Sep 2026 |
| Froda | Termijndeposito · Raisin | Deposit 6 months | 2.40% | 2 Sep 2026 | 14 Sep 2026 |
| Froda | Termijndeposito · Raisin | Deposit 3 months | 2.30% | 2 Sep 2026 | 14 Sep 2026 |
| Deutsche Bausparkasse Badenia | Termijndeposito · Raisin | Deposit 10 years | 3.70% | 2 Sep 2026 | current |
| Deutsche Bausparkasse Badenia | Termijndeposito · Raisin | Deposit 9 years | 3.50% | 2 Sep 2026 | current |
| Deutsche Bausparkasse Badenia | Termijndeposito · Raisin | Deposit 8 years | 3.50% | 2 Sep 2026 | current |
| Deutsche Bausparkasse Badenia | Termijndeposito · Raisin | Deposit 7 years | 3.40% | 2 Sep 2026 | current |
| Deutsche Bausparkasse Badenia | Termijndeposito · Raisin | Deposit 6 years | 3.40% | 2 Sep 2026 | current |
| IBL Banca | Termijndeposito · Raisin | Deposit 3 months | 2.39% | 2 Sep 2026 | 14 Sep 2026 |
| Deutsche Bausparkasse Badenia | Termijndeposito · Raisin | Deposit 5 years | 3.00% | 2 Sep 2026 | current |
| Deutsche Bausparkasse Badenia | Termijndeposito · Raisin | Deposit 1 year | 2.61% | 2 Sep 2026 | current |
| IBL Banca | Termijndeposito · Raisin | Deposit 1 year | 2.68% | 2 Sep 2026 | current |
| IBL Banca | Termijndeposito · Raisin | Deposit 6 months | 2.66% | 2 Sep 2026 | 14 Sep 2026 |
| Avarda Bank | Termijndeposito · Raisin | Deposit 18 months | 2.80% | 2 Sep 2026 | 14 Sep 2026 |
| Avarda Bank | Termijndeposito · Raisin | Deposit 6 months | 2.45% | 2 Sep 2026 | 14 Sep 2026 |
| Banca Sistema | Termijndeposito · Raisin | Deposit 6 months | 2.45% | 2 Sep 2026 | 14 Sep 2026 |
| SME Bank | Termijndeposito · Raisin | Deposit 3 years | 2.40% | 2 Sep 2026 | current |
| MedMera Bank | Termijndeposito · Raisin | Deposit 2 years | 2.00% | 2 Sep 2026 | current |
| MedMera Bank | Termijndeposito · Raisin | Deposit 6 months | 1.90% | 2 Sep 2026 | current |