Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
| 1.70% |
| 25 Jan 2026 |
| 17 May 2026 |
| ASN Bank | ASN Sparen · Direct | Instant access | 1.30% | 25 Jan 2026 | 2 Sep 2026 |
| Centraal Beheer | RenteVast Rekening · Direct | Deposit 20 years | 3.30% | 22 Jan 2026 | 2 Sep 2026 |
| Centraal Beheer | RenteVast Rekening · Direct | Deposit 15 years | 3.15% | 22 Jan 2026 | 2 Sep 2026 |
| Triodos Bank | Triodos Spaar Deposito · Direct | Deposit 10 years | 2.65% | 19 Jan 2026 | 2 Sep 2026 |
| Triodos Bank | Triodos Spaar Deposito · Direct | Deposit 5 years | 2.20% | 19 Jan 2026 | 2 Sep 2026 |
| Triodos Bank | Triodos Spaar Deposito · Direct | Deposit 3 years | 1.90% | 19 Jan 2026 | 13 Jun 2026 |
| Triodos Bank | Triodos Spaar Deposito · Direct | Deposit 2 years | 1.80% | 19 Jan 2026 | 13 Jun 2026 |
| Triodos Bank | Triodos Spaar Deposito · Direct | Deposit 1 year | 1.80% | 19 Jan 2026 | 13 Jun 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.50% | 16 Jan 2026 | 11 Apr 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.45% | 16 Jan 2026 | 11 Apr 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.50% | 16 Jan 2026 | 11 Apr 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.45% | 16 Jan 2026 | 11 Apr 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.50% | 16 Jan 2026 | 11 Apr 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.45% | 16 Jan 2026 | 11 Apr 2026 |
| DHB Bank | Solidextra Depositorekening · Direct | Deposit 5 years | 2.55% | 14 Jan 2026 | 7 Mar 2026 |
| DHB Bank | Solidextra Depositorekening · Direct | Deposit 4 years | 2.45% | 14 Jan 2026 | 7 Mar 2026 |
| DHB Bank | MaxiSpaarrekening · Direct | Deposit 3 years | 2.40% | 14 Jan 2026 | 7 Mar 2026 |
| DHB Bank | Depositorekening · Direct | Deposit 2 years | 2.20% | 14 Jan 2026 | 7 Mar 2026 |
| DHB Bank | Depositorekening · Direct | Deposit 1 year | 1.95% | 14 Jan 2026 | 7 Mar 2026 |