Rate history
Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
Highest rate per day, last 1 yr
the best offer in our comparison, with a verified deposit guaranteeWhat the average saver got, since 2003
source: ECB, MFI interest rate statistics (MIR)This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
- Bigbank2.50%Termijndeposito · Deposit 3 months22 Sep 2026 → 26 Oct 2026
- Openbank3.10%Welkom Spaarrekening · Instant access22 Sep 2026 → nowcurrent
- Openbank2.25%Open Spaarrekening · Instant access22 Sep 2026 → nowcurrent
- Spaarrekening · Instant access22 Sep 2026 → nowcurrent
- Coop Pank2.77%Termijndeposito · Deposit 6 months22 Sep 2026 → 6 Oct 2026
- FCM Bank2.26%Spaarrekening met voorwaarden · Instant access22 Sep 2026 → 20 Oct 2026
- Myntro3.48%Termijndeposito · Deposit 6 years22 Sep 2026 → 6 Oct 2026
- Carrefour Banque2.22%Spaarrekening · Instant access22 Sep 2026 → 6 Oct 2026
- Myntro3.75%Termijndeposito · Deposit 10 years22 Sep 2026 → 6 Oct 2026
- Myntro3.48%Termijndeposito · Deposit 5 years22 Sep 2026 → 6 Oct 2026
- Myntro3.10%Termijndeposito · Deposit 2 years22 Sep 2026 → 6 Oct 2026
- Resurs Bank2.95%Termijndeposito · Deposit 2 years22 Sep 2026 → 2 Oct 2026
- Resurs Bank2.76%Termijndeposito · Deposit 1 year22 Sep 2026 → 2 Oct 2026
- Resurs Bank2.40%Termijndeposito · Deposit 9 months22 Sep 2026 → 9 Oct 2026
- Resurs Bank2.40%Termijndeposito · Deposit 6 months22 Sep 2026 → 9 Oct 2026
- Guber Banca3.07%Termijndeposito · Deposit 1 year22 Sep 2026 → 2 Oct 2026
- Creditplus Bank2.70%Termijndeposito · Deposit 6 months21 Sep 2026 → 20 Oct 2026
- Creditplus Bank2.50%Termijndeposito · Deposit 3 months21 Sep 2026 → 2 Nov 2026
- Creditplus Bank3.05%Termijndeposito · Deposit 2 years21 Sep 2026 → 12 Oct 2026
- Creditplus Bank3.00%Termijndeposito · Deposit 1 year21 Sep 2026 → 12 Oct 2026
- Morgan Stanley2.70%Termijndeposito · Deposit 1 year21 Sep 2026 → 29 Sep 2026
- Banca Profilo2.85%Termijndeposito · Deposit 6 months21 Sep 2026 → 23 Sep 2026
- Scalable Capital3.00%Spaardeposito · Deposit 1 year18 Sep 2026 → now
- Klarna Bank3.00%Flex rekening · Instant access18 Sep 2026 → 30 Sep 2026
- AKA3.05%Termijndeposito · Deposit 2 years18 Sep 2026 → 25 Sep 2026