Rate history
Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
Highest rate per day, last 1 yr
the best offer in our comparison, with a verified deposit guaranteeWhat the average saver got, since 2003
source: ECB, MFI interest rate statistics (MIR)This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
- Spaardeposito · Deposit 3 years16 Oct 2026 → nowcurrent
- Spaardeposito · Deposit 2 years16 Oct 2026 → nowcurrent
- Spaardeposito · Deposit 1 year16 Oct 2026 → nowcurrent
- Spaardeposito · Deposit 6 months16 Oct 2026 → nowcurrent
- IBL Banca2.62%Termijndeposito · Deposit 3 months16 Oct 2026 → 23 Oct 2026
- IBL Banca2.99%Termijndeposito · Deposit 1 year16 Oct 2026 → 23 Oct 2026
- IBL Banca2.95%Termijndeposito · Deposit 6 months16 Oct 2026 → 23 Oct 2026
- Lea Bank AB2.42%Spaarrekening met 4 dagen opzegtermijn · With notice period16 Oct 2026 → nowcurrent
- Brocc Finance3.35%Termijndeposito · Deposit 2 years16 Oct 2026 → 30 Oct 2026
- Argenta3.40%Termijndeposito · Deposit 5 years15 Oct 2026 → nowcurrent
- Argenta3.30%Termijndeposito · Deposit 4 years15 Oct 2026 → nowcurrent
- Argenta3.20%Termijndeposito · Deposit 3 years15 Oct 2026 → nowcurrent
- Argenta3.10%Termijndeposito · Deposit 2 years15 Oct 2026 → nowcurrent
- bunq3.11%Spaarrekening (MassInterest) · Instant access15 Oct 2026 → nowcurrent
- ProCredit Bank3.11%Termijndeposito · Deposit 9 months15 Oct 2026 → nowcurrent
- Termijndeposito · Deposit 7 years15 Oct 2026 → nowcurrent
- Termijndeposito · Deposit 1 year15 Oct 2026 → nowcurrent
- ProCredit Bank3.11%Termijndeposito · Deposit 6 months15 Oct 2026 → 2 Nov 2026
- Banca Profilo3.23%Termijndeposito · Deposit 1 year15 Oct 2026 → 19 Oct 2026
- Distingo Bank2.35%Spaarrekening · Instant access15 Oct 2026 → 23 Oct 2026
- Avarda Bank2.33%Spaarrekening · Instant access15 Oct 2026 → 20 Oct 2026
- Internetsparen · Instant access14 Oct 2026 → 27 Oct 2026
- ING2.50%Groen Spaardeposito · Deposit 1 year14 Oct 2026 → nowcurrent
- ING2.70%Spaardeposito · Deposit 5 years14 Oct 2026 → nowcurrent
- ING2.60%Spaardeposito · Deposit 3 years14 Oct 2026 → nowcurrent