Rate history
Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
Highest rate per day, last 90 days
the best offer in our comparison, with a verified deposit guaranteeWhat the average saver got, since 2003
source: ECB, MFI interest rate statistics (MIR)This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
- Bigbank2.50%Termijndeposito · Deposit 3 months22 Sep 2026 → 26 Oct 2026
- Openbank3.10%Welkom Spaarrekening · Instant access22 Sep 2026 → nowcurrent
- Openbank2.25%Open Spaarrekening · Instant access22 Sep 2026 → nowcurrent
- Spaarrekening · Instant access22 Sep 2026 → nowcurrent
- Coop Pank2.77%Termijndeposito · Deposit 6 months22 Sep 2026 → 6 Oct 2026
- FCM Bank2.26%Spaarrekening met voorwaarden · Instant access22 Sep 2026 → 20 Oct 2026
- Myntro3.48%Termijndeposito · Deposit 6 years22 Sep 2026 → 6 Oct 2026
- Carrefour Banque2.22%Spaarrekening · Instant access22 Sep 2026 → 6 Oct 2026
- Myntro3.75%Termijndeposito · Deposit 10 years22 Sep 2026 → 6 Oct 2026
- Myntro3.48%Termijndeposito · Deposit 5 years22 Sep 2026 → 6 Oct 2026
- Myntro3.10%Termijndeposito · Deposit 2 years22 Sep 2026 → 6 Oct 2026
- Resurs Bank2.95%Termijndeposito · Deposit 2 years22 Sep 2026 → 2 Oct 2026
- Resurs Bank2.76%Termijndeposito · Deposit 1 year22 Sep 2026 → 2 Oct 2026
- Resurs Bank2.40%Termijndeposito · Deposit 9 months22 Sep 2026 → 9 Oct 2026
- Resurs Bank2.40%Termijndeposito · Deposit 6 months22 Sep 2026 → 9 Oct 2026
- Guber Banca3.07%Termijndeposito · Deposit 1 year22 Sep 2026 → 2 Oct 2026
- Creditplus Bank2.70%Termijndeposito · Deposit 6 months21 Sep 2026 → 20 Oct 2026
- Creditplus Bank2.50%Termijndeposito · Deposit 3 months21 Sep 2026 → 2 Nov 2026
- Creditplus Bank3.05%Termijndeposito · Deposit 2 years21 Sep 2026 → 12 Oct 2026
- Creditplus Bank3.00%Termijndeposito · Deposit 1 year21 Sep 2026 → 12 Oct 2026
- Morgan Stanley2.70%Termijndeposito · Deposit 1 year21 Sep 2026 → 29 Sep 2026
- Banca Profilo2.85%Termijndeposito · Deposit 6 months21 Sep 2026 → 23 Sep 2026
- Scalable Capital3.00%Spaardeposito · Deposit 1 year18 Sep 2026 → now
- Klarna Bank3.00%Flex rekening · Instant access18 Sep 2026 → 30 Sep 2026
- AKA3.05%Termijndeposito · Deposit 2 years18 Sep 2026 → 25 Sep 2026