Guided choice
Three questions, one at a time, and you see which savings account or deposit earns most in your situation, with the reasons. It is the same ranking as the comparison, only with your answers as filters. Not advice, but an honest start.
What suits you
For €100,000 that you can do without for 5 years or longer: the highest effective annual rate out of 123 matching offers, one per bank.
- Best choiceDeutsche Bausparkasse BadeniaTermijndeposito€3,910per year · 3.91% effective
- Fits your timing: deposit · 10 years
- Your whole amount is covered by the deposit guarantee of Germany
- €1,128 per year more than the best instant-access account (Trade Republic)
- Alternative 1MyntroTermijndeposito€3,900per year · 3.90% effective
- Fits your timing: deposit · 10 years
- Your whole amount is covered by the deposit guarantee of Sweden
- €1,118 per year more than the best instant-access account (Trade Republic)
- Alternative 2Aareal BankTermijndeposito€3,750per year · 3.75% effective
- Fits your timing: deposit · 7 years
- Your whole amount is covered by the deposit guarantee of Germany
- €968 per year more than the best instant-access account (Trade Republic)