Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
| Deposit 6 years |
| 2.71% |
| 14 Sep 2026 |
| current |
| NIBC | Termijndeposito · Direct | Deposit 5 years | 2.71% | 14 Sep 2026 | current |
| NIBC | Termijndeposito · Direct | Deposit 4 years | 2.71% | 14 Sep 2026 | current |
| NIBC | Termijndeposito · Direct | Deposit 3 years | 2.71% | 14 Sep 2026 | current |
| NIBC | Termijndeposito · Direct | Deposit 2 years | 2.61% | 14 Sep 2026 | current |
| NIBC | Termijndeposito · Direct | Deposit 1 year | 2.56% | 14 Sep 2026 | current |
| NIBC | Termijndeposito · Direct | Deposit 9 months | 2.31% | 14 Sep 2026 | current |
| NIBC | Termijndeposito · Direct | Deposit 6 months | 2.26% | 14 Sep 2026 | current |
| NIBC | Termijndeposito · Direct | Deposit 3 months | 2.01% | 14 Sep 2026 | current |
| Scalable Capital | Spaardeposito · Direct | Deposit 1 year | 2.75% | 2 Sep 2026 | 18 Sep 2026 |
| Scalable Capital | Overnight account (met PRIME+) · Direct | Broker / neobank cash | 2.60% | 2 Sep 2026 | current |
| Scalable Capital | Overnight account (zonder PRIME+) · Direct | Broker / neobank cash | 2.60% | 2 Sep 2026 | current |
| Brand New Day | Deposito Sparen · Direct | Deposit 10 years | 2.20% | 2 Sep 2026 | no longer offered |
| Rabobank | Rabo DoelSparen · Direct | Deposit 10 years | 2.75% | 2 Sep 2026 | no longer offered |
| Brand New Day | Deposito Sparen · Direct | Deposit 9 years | 2.20% | 2 Sep 2026 | no longer offered |
| Rabobank | Rabo DoelSparen · Direct | Deposit 9 years | 2.65% | 2 Sep 2026 | no longer offered |
| Brand New Day | Deposito Sparen · Direct | Deposit 8 years | 2.20% | 2 Sep 2026 | no longer offered |
| Rabobank | Rabo DoelSparen · Direct | Deposit 8 years | 2.60% | 2 Sep 2026 | no longer offered |
| Brand New Day | Deposito Sparen · Direct | Deposit 7 years | 2.10% | 2 Sep 2026 | no longer offered |
| Rabobank | Rabo DoelSparen · Direct | Deposit 7 years | 2.50% | 2 Sep 2026 | no longer offered |