Rate history

Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.

Highest rate per day, whole history

the best offer in our comparison, with a verified deposit guarantee

Instant access1-year deposit5-year deposit

What the average saver got, since 2003

source: ECB, MFI interest rate statistics (MIR)

Netherlands · deposits up to 1 yearNetherlands · instant accessEuro area · deposits up to 1 year

This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.

BankType1585 ratesJSON

Bank	Product	Type	Rate	Valid from	Until
Brand New Day	Deposito Sparen · Direct	Deposit 6 years	2.00%	2 Sep 2026	current
Rabobank	Rabo DoelSparen · Direct	Deposit 6 years	2.40%	2 Sep 2026	no longer offered
HoistSpar	Deposito 3 maanden · Raisin	Deposit 3 months	1.00%	2 Sep 2026	current
Garanti BBVA International	Termijn Deposito · Direct	Deposit 3 months	2.35%	2 Sep 2026	no longer offered
Brand New Day	Deposito Sparen · Direct	Deposit 2 years	1.30%	2 Sep 2026	current
Brand New Day	Deposito Sparen · Direct	Deposit 1 year	1.30%	2 Sep 2026	current
Brand New Day	Deposito Sparen · Direct	Deposit 3 years	1.50%	2 Sep 2026	current
Rabobank	Rabo DoelSparen · Direct	Deposit 1 year	1.65%	2 Sep 2026	no longer offered
ING	Spaardeposito · Direct	Deposit 1 year	1.65%	2 Sep 2026	no longer offered
Brand New Day	Deposito Sparen · Direct	Deposit 4 years	1.75%	2 Sep 2026	current
Rabobank	Rabo DoelSparen · Direct	Deposit 2 years	1.80%	2 Sep 2026	no longer offered
ING	Spaardeposito · Direct	Deposit 3 years	1.85%	2 Sep 2026	no longer offered
Brand New Day	Deposito Sparen · Direct	Deposit 5 years	1.90%	2 Sep 2026	current
Rabobank	Rabo DoelSparen · Direct	Deposit 3 years	1.90%	2 Sep 2026	no longer offered
Rabobank	Rabo DoelSparen · Direct	Deposit 4 years	2.00%	2 Sep 2026	no longer offered
ING	Spaardeposito · Direct	Deposit 5 years	2.20%	2 Sep 2026	no longer offered
Rabobank	Rabo DoelSparen · Direct	Deposit 5 years	2.35%	2 Sep 2026	no longer offered
Garanti BBVA International	Termijn Deposito · Direct	Deposit 6 months	2.55%	2 Sep 2026	no longer offered
Garanti BBVA International	Termijn Deposito · Direct	Deposit 9 months	2.60%	2 Sep 2026	no longer offered
Garanti BBVA International	Termijn Deposito · Direct	Deposit 2 years	2.85%	2 Sep 2026	no longer offered
Garanti BBVA International	Termijn Deposito · Direct	Deposit 1 year	2.85%	2 Sep 2026	no longer offered
Garanti BBVA International	Termijn Deposito · Direct	Deposit 4 years	2.90%	2 Sep 2026	no longer offered
Garanti BBVA International	Termijn Deposito · Direct	Deposit 3 years	2.90%	2 Sep 2026	no longer offered
Garanti BBVA International	Deposito 5 jaar · Direct	Deposit 5 years	3.05%	2 Sep 2026	no longer offered
Revolut	Dagelijkse Spaarrekening · Direct	Instant access	1.00%	2 Sep 2026	no longer offered

Brand New Day2.00%
Deposito Sparen · Deposit 6 years
2 Sep 2026 → nowcurrent
Rabobank2.40%
Rabo DoelSparen · Deposit 6 years
2 Sep 2026 → now
HoistSpar1.00%
Deposito 3 maanden · Deposit 3 months
2 Sep 2026 → nowcurrent
Garanti BBVA International2.35%
Termijn Deposito · Deposit 3 months
2 Sep 2026 → now
Brand New Day1.30%
Deposito Sparen · Deposit 2 years
2 Sep 2026 → nowcurrent
Brand New Day1.30%
Deposito Sparen · Deposit 1 year
2 Sep 2026 → nowcurrent
Brand New Day1.50%
Deposito Sparen · Deposit 3 years
2 Sep 2026 → nowcurrent
Rabobank1.65%
Rabo DoelSparen · Deposit 1 year
2 Sep 2026 → now
ING1.65%
Spaardeposito · Deposit 1 year
2 Sep 2026 → now
Brand New Day1.75%
Deposito Sparen · Deposit 4 years
2 Sep 2026 → nowcurrent
Rabobank1.80%
Rabo DoelSparen · Deposit 2 years
2 Sep 2026 → now
ING1.85%
Spaardeposito · Deposit 3 years
2 Sep 2026 → now
Brand New Day1.90%
Deposito Sparen · Deposit 5 years
2 Sep 2026 → nowcurrent
Rabobank1.90%
Rabo DoelSparen · Deposit 3 years
2 Sep 2026 → now
Rabobank2.00%
Rabo DoelSparen · Deposit 4 years
2 Sep 2026 → now
ING2.20%
Spaardeposito · Deposit 5 years
2 Sep 2026 → now
Rabobank2.35%
Rabo DoelSparen · Deposit 5 years
2 Sep 2026 → now
Garanti BBVA International2.55%
Termijn Deposito · Deposit 6 months
2 Sep 2026 → now
Garanti BBVA International2.60%
Termijn Deposito · Deposit 9 months
2 Sep 2026 → now
Garanti BBVA International2.85%
Termijn Deposito · Deposit 2 years
2 Sep 2026 → now
Garanti BBVA International2.85%
Termijn Deposito · Deposit 1 year
2 Sep 2026 → now
Garanti BBVA International2.90%
Termijn Deposito · Deposit 4 years
2 Sep 2026 → now
Garanti BBVA International2.90%
Termijn Deposito · Deposit 3 years
2 Sep 2026 → now
Garanti BBVA International3.05%
Deposito 5 jaar · Deposit 5 years
2 Sep 2026 → now
Revolut1.00%
Dagelijkse Spaarrekening · Instant access
2 Sep 2026 → now