Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
| Deposit 9 months |
| 1.95% |
| 9 Dec 2025 |
| 14 Jan 2026 |
| DHB Bank | Depositorekening · Direct | Deposit 6 months | 1.90% | 9 Dec 2025 | 14 Jan 2026 |
| DHB Bank | Depositorekening · Direct | Deposit 3 months | 1.85% | 9 Dec 2025 | 14 Jan 2026 |
| DHB Bank | Solidextra Depositorekening · Direct | Deposit 5 years | 2.35% | 9 Dec 2025 | 14 Jan 2026 |
| DHB Bank | Solidextra Depositorekening · Direct | Deposit 4 years | 2.30% | 9 Dec 2025 | 14 Jan 2026 |
| DHB Bank | MaxiSpaarrekening · Direct | Deposit 3 years | 2.25% | 9 Dec 2025 | 14 Jan 2026 |
| DHB Bank | CombiSpaarrekening-online · Direct | With notice period | 1.75% | 9 Dec 2025 | 14 Jan 2026 |
| DHB Bank | CombiSpaarrekening-online · Direct | With notice period | 1.70% | 9 Dec 2025 | 14 Jan 2026 |
| DHB Bank | CombiSpaarrekening-online · Direct | With notice period | 1.65% | 9 Dec 2025 | 14 Jan 2026 |
| Triodos Bank | Triodos Spaar Deposito · Direct | Deposit 10 years | 2.50% | 16 Oct 2025 | 19 Jan 2026 |
| Triodos Bank | Triodos Spaar Deposito · Direct | Deposit 5 years | 2.10% | 16 Oct 2025 | 19 Jan 2026 |
| Triodos Bank | Triodos Spaar Deposito · Direct | Deposit 3 years | 1.95% | 16 Oct 2025 | 19 Jan 2026 |
| Triodos Bank | Triodos Spaar Deposito · Direct | Deposit 1 year | 1.75% | 16 Oct 2025 | 19 Jan 2026 |
| DHB Bank | Solidextra Depositorekening · Direct | Deposit 5 years | 2.45% | 15 Oct 2025 | 9 Dec 2025 |
| DHB Bank | Solidextra Depositorekening · Direct | Deposit 4 years | 2.35% | 15 Oct 2025 | 9 Dec 2025 |
| DHB Bank | MaxiSpaarrekening · Direct | Deposit 3 years | 2.30% | 15 Oct 2025 | 9 Dec 2025 |
| DHB Bank | Depositorekening · Direct | Deposit 2 years | 2.10% | 15 Oct 2025 | 9 Dec 2025 |
| DHB Bank | Depositorekening · Direct | Deposit 1 year | 1.95% | 15 Oct 2025 | 9 Dec 2025 |
| DHB Bank | Depositorekening · Direct | Deposit 9 months | 1.85% | 15 Oct 2025 | 9 Dec 2025 |
| DHB Bank | Depositorekening · Direct | Deposit 6 months | 1.80% | 15 Oct 2025 | 9 Dec 2025 |