Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
| Deposit 1 year |
| 1.30% |
| 2 Sep 2026 |
| current |
| Brand New Day | Deposito Sparen · Direct | Deposit 3 years | 1.50% | 2 Sep 2026 | current |
| Rabobank | Rabo DoelSparen · Direct | Deposit 1 year | 1.65% | 2 Sep 2026 | no longer offered |
| ING | Spaardeposito · Direct | Deposit 1 year | 1.65% | 2 Sep 2026 | no longer offered |
| Brand New Day | Deposito Sparen · Direct | Deposit 4 years | 1.75% | 2 Sep 2026 | current |
| Rabobank | Rabo DoelSparen · Direct | Deposit 2 years | 1.80% | 2 Sep 2026 | no longer offered |
| ING | Spaardeposito · Direct | Deposit 3 years | 1.85% | 2 Sep 2026 | no longer offered |
| Brand New Day | Deposito Sparen · Direct | Deposit 5 years | 1.90% | 2 Sep 2026 | current |
| Rabobank | Rabo DoelSparen · Direct | Deposit 3 years | 1.90% | 2 Sep 2026 | no longer offered |
| Rabobank | Rabo DoelSparen · Direct | Deposit 4 years | 2.00% | 2 Sep 2026 | no longer offered |
| ING | Spaardeposito · Direct | Deposit 5 years | 2.20% | 2 Sep 2026 | no longer offered |
| Rabobank | Rabo DoelSparen · Direct | Deposit 5 years | 2.35% | 2 Sep 2026 | no longer offered |
| Garanti BBVA International | Termijn Deposito · Direct | Deposit 6 months | 2.55% | 2 Sep 2026 | no longer offered |
| Garanti BBVA International | Termijn Deposito · Direct | Deposit 9 months | 2.60% | 2 Sep 2026 | no longer offered |
| Garanti BBVA International | Termijn Deposito · Direct | Deposit 2 years | 2.85% | 2 Sep 2026 | no longer offered |
| Garanti BBVA International | Termijn Deposito · Direct | Deposit 1 year | 2.85% | 2 Sep 2026 | no longer offered |
| Garanti BBVA International | Termijn Deposito · Direct | Deposit 4 years | 2.90% | 2 Sep 2026 | no longer offered |
| Garanti BBVA International | Termijn Deposito · Direct | Deposit 3 years | 2.90% | 2 Sep 2026 | no longer offered |
| Garanti BBVA International | Deposito 5 jaar · Direct | Deposit 5 years | 3.05% | 2 Sep 2026 | no longer offered |
| Revolut | Dagelijkse Spaarrekening · Direct | Instant access | 1.00% | 2 Sep 2026 | no longer offered |