Rate history
Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
Highest rate per day, last 1 yr
the best offer in our comparison, with a verified deposit guaranteeWhat the average saver got, since 2003
source: ECB, MFI interest rate statistics (MIR)This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
- DHB Bank2.10%MaxiSpaarrekening · Deposit 3 months2 Sep 2026 → nowcurrent
- DHB Bank2.80%Solidextra Depositorekening · Deposit 5 years2 Sep 2026 → 15 Sep 2026
- DHB Bank2.75%Solidextra Depositorekening · Deposit 4 years2 Sep 2026 → 15 Sep 2026
- DHB Bank2.70%Solidextra Depositorekening · Deposit 3 years2 Sep 2026 → 15 Sep 2026
- DHB Bank2.65%Solidextra Depositorekening · Deposit 2 years2 Sep 2026 → 15 Sep 2026
- DHB Bank2.10%CombiSpaarrekening-online · With notice period2 Sep 2026 → nowcurrent
- DHB Bank2.05%CombiSpaarrekening-online · With notice period2 Sep 2026 → nowcurrent
- DHB Bank2.00%CombiSpaarrekening-online · With notice period2 Sep 2026 → nowcurrent
- DHB Bank3.00%S@veOnlinerekening · Instant access2 Sep 2026 → nowcurrent
- Openbank1.90%Open Spaardeposito · Deposit 1 year2 Sep 2026 → nowcurrent
- Openbank1.90%Open Spaardeposito · Deposit 6 months2 Sep 2026 → nowcurrent
- Openbank1.90%Open Spaardeposito · Deposit 3 months2 Sep 2026 → nowcurrent
- Openbank3.10%Welkom Spaarrekening · Instant access2 Sep 2026 → 22 Sep 2026
- Openbank1.80%Open Spaarrekening · Instant access2 Sep 2026 → 22 Sep 2026
- bunq1.91%Termijndeposito · Deposit 2 years2 Sep 2026 → nowcurrent
- bunq2.11%Termijndeposito · Deposit 1 year2 Sep 2026 → nowcurrent
- bunq1.86%Termijndeposito · Deposit 6 months2 Sep 2026 → nowcurrent
- bunq1.76%Termijndeposito · Deposit 3 months2 Sep 2026 → nowcurrent
- bunq3.01%Spaarrekening (MassInterest) · Instant access2 Sep 2026 → 15 Oct 2026
- Morgan Stanley2.68%Termijndeposito · Deposit 9 months2 Sep 2026 → 6 Oct 2026
- Morgan Stanley2.50%Termijndeposito · Deposit 3 months2 Sep 2026 → 14 Sep 2026
- Raisin RenteBoost3.05%Spaarrekening · Instant access2 Sep 2026 → 2 Sep 2026
- Renault Bank3.00%Termijndeposito · Deposit 1 year2 Sep 2026 → 17 Sep 2026
- Renault Bank3.15%Termijndeposito · Deposit 2 years2 Sep 2026 → 17 Sep 2026
- Distingo Bank2.35%Termijndeposito · Deposit 3 months2 Sep 2026 → 16 Sep 2026