Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
| 1.25% |
| 16 Apr 2026 |
| 2 Sep 2026 |
| Centraal Beheer | RenteVast Rekening · Direct | Deposit 4 years | 2.50% | 11 Apr 2026 | 2 Sep 2026 |
| Centraal Beheer | RenteVast Rekening · Direct | Deposit 3 years | 2.20% | 11 Apr 2026 | 2 Sep 2026 |
| Centraal Beheer | RenteVast Rekening · Direct | Deposit 2 years | 1.90% | 11 Apr 2026 | 2 Sep 2026 |
| Centraal Beheer | RenteVast Rekening · Direct | Deposit 1 year | 1.70% | 11 Apr 2026 | 2 Sep 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.50% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.45% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.50% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.45% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.50% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Kwartaalspaarrekening · Direct | Instant access | 1.45% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Termijndeposito · Direct | Deposit 10 years | 2.61% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Termijndeposito · Direct | Deposit 9 years | 2.41% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Termijndeposito · Direct | Deposit 8 years | 2.41% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Termijndeposito · Direct | Deposit 7 years | 2.41% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Termijndeposito · Direct | Deposit 6 years | 2.41% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Termijndeposito · Direct | Deposit 5 years | 2.41% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Termijndeposito · Direct | Deposit 4 years | 2.41% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Termijndeposito · Direct | Deposit 3 years | 2.21% | 11 Apr 2026 | 4 Aug 2026 |
| NIBC | Termijndeposito · Direct | Deposit 2 years | 2.21% | 11 Apr 2026 | 4 Aug 2026 |