Can I access my money before the end of the term?

With most deposits you cannot, or only against a fee. Each deposit states whether early withdrawal is possible; under 'All filters' you can filter on early withdrawal if you want to keep that option.

What happens to my rate if market rates rise?

Nothing: the rate is fixed for the whole term. That protects you when rates fall, but you do not benefit when they rise. Spreading your money over several terms limits that risk.

When do I receive the interest?

That differs per deposit: yearly, at maturity or credited along the way. Credited interest earns compound interest; that is why we compare on effective annual rate.

Compare deposit rates

Frequently asked questions

Can I access my money before the end of the term?: With most deposits you cannot, or only against a fee. Each deposit states whether early withdrawal is possible; under 'All filters' you can filter on early withdrawal if you want to keep that option.
What happens to my rate if market rates rise?: Nothing: the rate is fixed for the whole term. That protects you when rates fall, but you do not benefit when they rise. Spreading your money over several terms limits that risk.
When do I receive the interest?: That differs per deposit: yearly, at maturity or credited along the way. Credited interest earns compound interest; that is why we compare on effective annual rate.