Compare deposit rates A deposit locks your money for an agreed term at a fixed rate. Pick a term; the effective annual rate makes terms and payout methods comparable.
This week 70 rates up , 4 down all changes →
Frequently asked questions
Can I access my money before the end of the term? With most deposits you cannot, or only against a fee. Each deposit states whether early withdrawal is possible; under 'All filters' you can filter on early withdrawal if you want to keep that option.
What happens to my rate if market rates rise? Nothing: the rate is fixed for the whole term. That protects you when rates fall, but you do not benefit when they rise. Spreading your money over several terms limits that risk.
When do I receive the interest? That differs per deposit: yearly, at maturity or credited along the way. Credited interest earns compound interest; that is why we compare on effective annual rate. Read on
Compare further: 3-month deposit 6-month deposit 1-year deposit 2-year deposit 3-year deposit 5-year deposit 10-year deposit Guided choice 3.03%
best instant access
3.40%
1-year deposit
3.91%
10 years deposit
2.00%
big banks
Highest effective annual rate for €50,000, after promotions and fees
€50,000 · Deposit · DGS
521 offersSort by Return Eff. rate Rate Term Bank A–Z List Per bank
Term · highest rate more than one allowed
All 33× 3 mo 2.71% 6 mo 3.17% 9 mo 3.11% 1 yr 3.40% 18 mo 3.40% 2 yr 3.50% 3 yr 3.50% 4 yr 3.73% 5 yr 3.85% 6 yr 3.85% 7 yr 3.85% 8 yr 3.85% 9 yr 3.90% 10 yr 3.91%
Instant access Notice period Deposit All
Term · highest rate more than one allowed
All 33× 3 mo 2.71% 6 mo 3.17% 9 mo 3.11% 1 yr 3.40% 18 mo 3.40% 2 yr 3.50% 3 yr 3.50% 4 yr 3.73% 5 yr 3.85% 6 yr 3.85% 7 yr 3.85% 8 yr 3.85% 9 yr 3.90% 10 yr 3.91%
All filters No extra filters active
Clear filters Show 521 offers
Product
Instant access money always available up to 3.03% Notice period give notice before withdrawing up to 2.55% Deposit fixed rate, fixed term up to 3.91% All every type in one list
Term · highest rate more than one allowed
All 33× 3 mo 2.71% 6 mo 3.17% 9 mo 3.11% 1 yr 3.40% 18 mo 3.40% 2 yr 3.50% 3 yr 3.50% 4 yr 3.73% 5 yr 3.85% 6 yr 3.85% 7 yr 3.85% 8 yr 3.85% 9 yr 3.90% 10 yr 3.91%
All filters → 521 offers · deposits
7 do not fit your amount · show Sort by Highest return Highest effective rate Highest rate Term Bank (A–Z) List Per bank
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30 Oct 2026 Saving for your child: in your child's name or in your own? Do you save for your child in an account in their name or in yours? Who owns the money, what happens on their eighteenth birthday, how the deposit guarantee works and what to check when you compare.
23 Oct 2026 Savings rate fixed or variable: what suits your money? A variable savings rate can change any day, a fixed rate is set for the whole term. What makes savings rates move, why nobody can predict them and how you as a saver can deal with that uncertainty.
16 Oct 2026 How much savings do you need as a buffer? A buffer absorbs the broken washing machine and, if need be, a few months without income. How to use your fixed costs to decide how much to keep to hand, where to put it and what to do with everything above it.
521 offers
Bank and product ▼
Term ▼
Effective annual rate ▼ i The effective annual rate for your amount: what you really earn per year, after fees and with compound interest. Below it the rate the bank advertises; with a promotion that only applies temporarily.
Your return ▼ i What €50,000 earns per year with this offer, after fees and with compound interest. This is the default sort.
Deposit guarantee
Termijndeposito · Deposit · 10 years · via Raisin
10 years
no early withdrawal
paid out yearly · min. €5,000 · max. €100,000
Effective annual rate
3.91% ▲ ▲ 0.01%: raised on 27 Oct 2026 from 3.90% to 3.91%. fixed rate
€1,955
per year, annualised€19,550 total over 10 years
German scheme €50,000 fully protected Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Termijndeposito · Deposit · 10 years · via Raisin
10 years
no early withdrawal
compounded yearly · min. €1,000 · max. €85,000
Effective annual rate
3.91% ▲ ▲ 0.01%: raised on 28 Oct 2026 from 3.90% to 3.91%. fixed rate
€1,955
per year, annualised€23,374 total over 10 years
Termijndeposito · Deposit · 9 years · via Raisin
9 years
no early withdrawal
compounded yearly · min. €1,000 · max. €85,000
Effective annual rate
3.90% ▲ ▲ 0.14%: raised on 28 Oct 2026 from 3.76% to 3.90%. fixed rate
€1,950
per year, annualised€20,552 total over 9 years
Termijndeposito · Deposit · 10 years · via Raisin
10 years
no early withdrawal
compounded yearly · min. €500 · max. €100,000
Effective annual rate
3.90% ▲ ▲ 0.05%: raised on 27 Oct 2026 from 3.85% to 3.90%. fixed rate
€1,950
per year, annualised€23,304 total over 10 years
Termijndeposito · Deposit · 9 years · via Raisin
9 years
no early withdrawal
compounded yearly · min. €500 · max. €100,000
Effective annual rate
3.90% ▲ ▲ 0.15%: raised on 27 Oct 2026 from 3.75% to 3.90%. fixed rate
€1,950
per year, annualised€20,552 total over 9 years
Termijndeposito · Deposit · 6 years · via Raisin
6 years
no early withdrawal
compounded yearly · min. €1,000 · max. €85,000
Effective annual rate
3.85% ▲ ▲ 0.14%: raised on 28 Oct 2026 from 3.71% to 3.85%. fixed rate
€1,925
per year, annualised€12,720 total over 6 years
Termijndeposito · Deposit · 7 years · via Raisin
7 years
no early withdrawal
compounded yearly · min. €1,000 · max. €85,000
Effective annual rate
3.85% ▲ ▲ 0.09%: raised on 28 Oct 2026 from 3.76% to 3.85%. fixed rate
€1,925
per year, annualised€15,135 total over 7 years
Termijndeposito · Deposit · 8 years · via Raisin
8 years
no early withdrawal
compounded yearly · min. €1,000 · max. €85,000
Effective annual rate
3.85% ▲ ▲ 0.09%: raised on 28 Oct 2026 from 3.76% to 3.85%. fixed rate
€1,925
per year, annualised€17,643 total over 8 years
Termijndeposito · Deposit · 5 years · via Raisin
5 years
no early withdrawal
compounded yearly · min. €500 · max. €100,000
Effective annual rate
3.85% ▲ ▲ 0.18%: raised on 27 Oct 2026 from 3.67% to 3.85%. fixed rate
€1,925
per year, annualised€10,395 total over 5 years
Termijndeposito · Deposit · 6 years · via Raisin
6 years
no early withdrawal
compounded yearly · min. €500 · max. €100,000
Effective annual rate
3.85% ▲ ▲ 0.15%: raised on 27 Oct 2026 from 3.70% to 3.85%. fixed rate
€1,925
per year, annualised€12,720 total over 6 years
Termijndeposito · Deposit · 7 years · via Raisin
7 years
no early withdrawal
compounded yearly · min. €500 · max. €100,000
Effective annual rate
3.85% ▲ ▲ 0.15%: raised on 27 Oct 2026 from 3.70% to 3.85%. fixed rate
€1,925
per year, annualised€15,135 total over 7 years
Termijndeposito · Deposit · 8 years · via Raisin
8 years
no early withdrawal
compounded yearly · min. €500 · max. €100,000
Effective annual rate
3.85% ▲ ▲ 0.10%: raised on 27 Oct 2026 from 3.75% to 3.85%. fixed rate
€1,925
per year, annualised€17,643 total over 8 years
Termijndeposito · Deposit · 5 years · via Raisin
5 years
no early withdrawal
compounded yearly · min. €500 · max. €90,000
Effective annual rate
3.80% ▲ ▲ 0.13%: raised on 30 Oct 2026 from 3.67% to 3.80%. fixed rate
€1,900
per year, annualised€10,250 total over 5 years
Termijndeposito · Deposit · 7 years · via Raisin
7 years
no early withdrawal
paid out yearly · min. €1,000 · max. €100,000
Effective annual rate
3.75% ▲ 0.33%: raised on 1 Oct 2026 from 3.42% to 3.75%. fixed rate
€1,875
per year, annualised€13,125 total over 7 years
Termijndeposito · Deposit · 7 years · via Raisin
7 years
no early withdrawal
withholding tax reclaimable to 0% Belgium withholds by default 30% tax at source. With a certificate of residence (through the bank or Raisin) that becomes 0% for a Dutch saver; what was already withheld can be reclaimed. compounded yearly · min. €5,000 · max. €100,000
Effective annual rate
3.75% ▲ 0.15%: raised on 14 Sep 2026 from 3.60% to 3.75%. Termijndeposito · Deposit · 8 years · via Raisin
8 years
no early withdrawal
withholding tax reclaimable to 0% Belgium withholds by default 30% tax at source. With a certificate of residence (through the bank or Raisin) that becomes 0% for a Dutch saver; what was already withheld can be reclaimed. compounded yearly · min. €5,000 · max. €100,000
Effective annual rate
3.75% ▲ 0.15%: raised on 14 Sep 2026 from 3.60% to 3.75%. Termijndeposito · Deposit · 10 years · via Raisin
10 years
no early withdrawal
withholding tax reclaimable to 0% Belgium withholds by default 30% tax at source. With a certificate of residence (through the bank or Raisin) that becomes 0% for a Dutch saver; what was already withheld can be reclaimed. compounded yearly · min. €5,000 · max. €100,000
Effective annual rate
3.75% ▲ 1.25%: raised on 14 Sep 2026 from 2.50% to 3.75%. Termijndeposito · Deposit · 8 years · via Raisin
8 years
no early withdrawal
paid out yearly · min. €5,000 · max. €100,000
Effective annual rate
3.75% ▲ 0.20%: raised on 28 Sep 2026 from 3.55% to 3.75%. fixed rate
€1,875
per year, annualised€15,000 total over 8 years
Termijndeposito · Deposit · 9 years · via Raisin
9 years
no early withdrawal
paid out yearly · min. €5,000 · max. €100,000
Effective annual rate
3.75% ▲ 0.15%: raised on 28 Sep 2026 from 3.60% to 3.75%. fixed rate
€1,875
per year, annualised€16,875 total over 9 years
Termijndeposito · Deposit · 4 years · via Raisin
4 years
no early withdrawal
compounded yearly · min. €500 · max. €100,000
Effective annual rate
3.73% ▲ ▲ 0.13%: raised on 27 Oct 2026 from 3.60% to 3.73%. fixed rate
€1,865
per year, annualised€7,888 total over 4 years
Termijndeposito · Deposit · 7 years · via Raisin
7 years
no early withdrawal
paid out yearly · min. €5,000 · max. €100,000
Effective annual rate
3.70% ▼ ▼ 0.05%: lowered on 15 Oct 2026 from 3.75% to 3.70%. fixed rate
€1,850
per year, annualised€12,950 total over 7 years
Termijndeposito · Deposit · 5 years · via Raisin
5 years
no early withdrawal
compounded yearly · min. €5,000 · max. €100,000
Effective annual rate
3.70% ▲ ▲ 0.25%: raised on 23 Oct 2026 from 3.45% to 3.70%. fixed rate
€1,850
per year, annualised€9,960 total over 5 years
Termijndeposito · Deposit · 5 years · via Raisin
5 years
no early withdrawal
compounded yearly · min. €1,000 · max. €85,000
Effective annual rate
3.67% ▲ ▲ 0.15%: raised on 14 Oct 2026 from 3.52% to 3.67%. fixed rate
€1,835
per year, annualised€9,874 total over 5 years
Termijndeposito · Deposit · 10 years
10 years
no early withdrawal
paid out yearly · min. €2,500 · max. €1,000,000
Effective annual rate
3.65% ▲ 0.60%: raised on 2 Sep 2026 from 3.05% to 3.65%. fixed rate
€1,825
per year, annualised€18,250 total over 10 years
Termijndeposito · Deposit · 4 years · via Raisin
4 years
no early withdrawal
compounded yearly · min. €1,000 · max. €85,000
Effective annual rate
3.61% ▲ ▲ 0.21%: raised on 14 Oct 2026 from 3.40% to 3.61%. fixed rate
€1,805
per year, annualised€7,620 total over 4 years
Termijn Deposito · Deposit · 5 years
paid out yearly · max. €500,000
Effective annual rate
3.60% ▲ ▲ 0.20%: raised on 23 Oct 2026 from 3.40% to 3.60%. fixed rate
€1,800
per year, annualised€9,000 total over 5 years
Termijn Deposito · Deposit · 6 years
paid out yearly · max. €500,000
Effective annual rate
3.60% ▲ ▲ 0.20%: raised on 23 Oct 2026 from 3.40% to 3.60%. fixed rate
€1,800
per year, annualised€10,800 total over 6 years
Termijn Deposito · Deposit · 7 years
paid out yearly · max. €500,000
Effective annual rate
3.60% ▲ ▲ 0.20%: raised on 23 Oct 2026 from 3.40% to 3.60%. fixed rate
€1,800
per year, annualised€12,600 total over 7 years
Termijn Deposito · Deposit · 8 years
paid out yearly · max. €500,000
Effective annual rate
3.60% ▲ ▲ 0.20%: raised on 23 Oct 2026 from 3.40% to 3.60%. fixed rate
€1,800
per year, annualised€14,400 total over 8 years
Termijndeposito · Deposit · 4 years · via Raisin
4 years
no early withdrawal
compounded yearly · min. €5,000 · max. €100,000
Effective annual rate
3.60% ▲ ▲ 0.25%: raised on 23 Oct 2026 from 3.35% to 3.60%. fixed rate
€1,800
per year, annualised€7,598 total over 4 years
Termijn Deposito · Deposit · 4 years
paid out yearly · max. €500,000
Effective annual rate
3.55% ▲ ▲ 0.30%: raised on 23 Oct 2026 from 3.25% to 3.55%. fixed rate
€1,775
per year, annualised€7,100 total over 4 years
Euro-Plus Deposito (jaarlijkse rente-uitkering) · Deposit · 4 years
paid out yearly · min. €2,000
Effective annual rate
3.55% ▲ 0.35%: raised on 22 Sep 2026 from 3.20% to 3.55%. fixed rate
€1,775
per year, annualised€7,100 total over 4 years
Euro-Plus Deposito (jaarlijkse rente-uitkering) · Deposit · 5 years
paid out yearly · min. €2,000
Effective annual rate
3.55% ▲ 0.20%: raised on 22 Sep 2026 from 3.35% to 3.55%. fixed rate
€1,775
per year, annualised€8,875 total over 5 years
Termijndeposito · Deposit · 7 years
7 years
no early withdrawal
paid out yearly · min. €2,500 · max. €1,000,000
Effective annual rate
3.55% ▲ ▲ 0.65%: raised on 27 Oct 2026 from 2.90% to 3.55%. fixed rate
€1,775
per year, annualised€12,425 total over 7 years
Termijndeposito · Deposit · 4 years · via Raisin
4 years
no early withdrawal
compounded yearly · min. €500 · max. €90,000
Effective annual rate
3.52% ▲ ▲ 0.10%: raised on 27 Oct 2026 from 3.42% to 3.52%. fixed rate
€1,760
per year, annualised€7,421 total over 4 years
Termijndeposito · Deposit · 30 months · via Raisin
30 months
no early withdrawal
compounded yearly · min. €1,000 · max. €85,000
Effective annual rate
3.51% No change seen in the last 90 days. 3.50% rate i 3.51% is the effective annual rate for €50,000: what you really earn per year, after fees and including compound interest. 3.50% is the rate the bank advertises. More explanation €1,753
per year, annualised€4,499 total over 30 months
Termijndeposito · Deposit · 2 years · via Raisin
2 years
no early withdrawal
compounded yearly · min. €500 · max. €100,000
Effective annual rate
3.50% ▲ ▲ 0.40%: raised on 2 Nov 2026 from 3.10% to 3.50%. fixed rate
€1,750
per year, annualised€3,561 total over 2 years
Termijndeposito · Deposit · 3 years · via Raisin
3 years
no early withdrawal
compounded yearly · min. €5,000 · max. €100,000
Effective annual rate
3.50% ▲ ▲ 0.20%: raised on 23 Oct 2026 from 3.30% to 3.50%. fixed rate
€1,750
per year, annualised€5,436 total over 3 years
Termijndeposito · Deposit · 6 years · via Raisin
6 years
no early withdrawal
paid out yearly · min. €5,000 · max. €100,000
Effective annual rate
3.50% ▲ 0.05%: raised on 28 Sep 2026 from 3.45% to 3.50%. fixed rate
€1,750
per year, annualised€10,500 total over 6 years
Deposito Sparen · Deposit · 5 years
5 years
no early withdrawal
paid out yearly · min. €1,000 · max. €2,000,000
Effective annual rate
3.50% ▲ ▲ 0.50%: raised on 28 Oct 2026 from 3.00% to 3.50%. fixed rate
€1,750
per year, annualised€8,750 total over 5 years
Termijndeposito · Deposit · 5 years
5 years
no early withdrawal
paid out yearly · min. €2,500 · max. €1,000,000
Effective annual rate
3.50% ▲ ▲ 0.65%: raised on 27 Oct 2026 from 2.85% to 3.50%. fixed rate
€1,750
per year, annualised€8,750 total over 5 years
Termijndeposito · Deposit · 5 years · via Raisin
5 years
no early withdrawal
paid out yearly · min. €1,000 · max. €100,000
Effective annual rate
3.50% ▲ 0.18%: raised on 15 Sep 2026 from 3.32% to 3.50%. fixed rate
€1,750
per year, annualised€8,750 total over 5 years
Termijndeposito · Deposit · 2 years · via Raisin
2 years
no early withdrawal
compounded yearly · min. €5,000 · max. €100,000
Effective annual rate
3.45% ▲ ▲ 0.53%: raised on 27 Oct 2026 from 2.92% to 3.45%. fixed rate
€1,725
per year, annualised€3,510 total over 2 years
Termijndeposito · Deposit · 3 years · via Raisin
3 years
no early withdrawal
compounded yearly · min. €1,000 · max. €85,000
Effective annual rate
3.41% ▲ ▲ 0.05%: raised on 2 Nov 2026 from 3.36% to 3.41%. fixed rate
€1,705
per year, annualised€5,291 total over 3 years
Termijndeposito · Deposit · 5 years · via Raisin
5 years
no early withdrawal
compounded yearly · min. €500 · max. €100,000
Effective annual rate
3.41% ▲ 0.30%: raised on 14 Sep 2026 from 3.11% to 3.41%. fixed rate
€1,705
per year, annualised€9,127 total over 5 years
Termijndeposito · Deposit · 18 months · via Raisin
18 months
no early withdrawal
compounded yearly · min. €1,000 · max. €85,000
Effective annual rate
3.41% ▲ ▲ 0.23%: raised on 29 Oct 2026 from 3.17% to 3.40%. 3.40% rate i 3.41% is the effective annual rate for €50,000: what you really earn per year, after fees and including compound interest.
Termijndeposito · Deposit · 2 years · via Raisin
2 years
no early withdrawal
paid out at maturity · min. €20,000 · max. €100,000
Effective annual rate
3.40% ▲ ▲ 0.10%: raised on 2 Nov 2026 from 3.36% to 3.46%. 3.46% rate i 3.40% is the effective annual rate for €50,000: what you really earn per year, after fees and including compound interest.
RenteVast Rekening · Deposit · 20 years
20 years
withdrawable with loss of interest
compounded monthly · min. €500
Effective annual rate
3.40% ▲ ▲ 0.05%: raised on 12 Oct 2026 from 3.30% to 3.35%. 3.35% rate i 3.40% is the effective annual rate for €50,000: what you really earn per year, after fees and including compound interest.
Termijndeposito · Deposit · 4 years
4 years
no early withdrawal
paid out yearly · min. €1,000 · max. €100,000
Effective annual rate
3.40% ▲ 0.20%: raised on 22 Sep 2026 from 3.20% to 3.40%. fixed rate
€1,700
per year, annualised€6,800 total over 4 years
Gouden Termijn Deposito · Deposit · 4 years
4 years
no early withdrawal
paid out yearly · min. €1,000
Effective annual rate
3.40% ▲ 0.50%: raised on 23 Sep 2026 from 2.90% to 3.40%. fixed rate
€1,700
per year, annualised€6,800 total over 4 years
Deposito Sparen · Deposit · 4 years
4 years
no early withdrawal
paid out yearly · min. €1,000 · max. €2,000,000
Effective annual rate
3.40% ▲ ▲ 0.30%: raised on 28 Oct 2026 from 3.10% to 3.40%. fixed rate
€1,700
per year, annualised€6,800 total over 4 years
Termijndeposito · Deposit · 4 years
4 years
no early withdrawal
paid out yearly · min. €2,500 · max. €1,000,000
Effective annual rate
3.40% ▲ ▲ 0.60%: raised on 27 Oct 2026 from 2.80% to 3.40%. fixed rate
€1,700
per year, annualised€6,800 total over 4 years
Termijndeposito · Deposit · 5 years
withholding tax reclaimable to 0% Belgium withholds by default 30% tax at source. With a certificate of residence (through the bank or Raisin) that becomes 0% for a Dutch saver; what was already withheld can be reclaimed. paid out yearly · min. €250
Effective annual rate
3.40% ▲ ▲ 0.25%: raised on 15 Oct 2026 from 3.15% to 3.40%. Termijndeposito · Deposit · 2 years
2 years
no early withdrawal
paid out yearly · min. €1,000 · max. €100,000
Effective annual rate
3.40% ▲ 0.20%: raised on 22 Sep 2026 from 3.20% to 3.40%. fixed rate
€1,700
per year, annualised€3,400 total over 2 years
Termijndeposito · Deposit · 5 years
5 years
no early withdrawal
paid out yearly · min. €1,000 · max. €100,000
Effective annual rate
3.40% ▲ 0.20%: raised on 22 Sep 2026 from 3.20% to 3.40%. fixed rate
€1,700
per year, annualised€8,500 total over 5 years
Gouden Termijn Deposito · Deposit · 5 years
5 years
no early withdrawal
paid out yearly · min. €1,000
Effective annual rate
3.40% ▲ 0.35%: raised on 23 Sep 2026 from 3.05% to 3.40%. fixed rate
€1,700
per year, annualised€8,500 total over 5 years
Termijndeposito · Deposit · 5 years · via Raisin
5 years
no early withdrawal
paid out yearly · min. €5,000 · max. €100,000
Effective annual rate
3.40% ▲ ▲ 0.15%: raised on 21 Oct 2026 from 3.25% to 3.40%. fixed rate
€1,700
per year, annualised€8,500 total over 5 years
Termijn Deposito · Deposit · 3 years
paid out yearly · max. €500,000
Effective annual rate
3.40% ▲ ▲ 0.15%: raised on 23 Oct 2026 from 3.25% to 3.40%. fixed rate
€1,700
per year, annualised€5,100 total over 3 years
Termijndeposito · Deposit · 35 months
35 months
no early withdrawal
paid out yearly · min. €1,000 · max. €100,000
Effective annual rate
3.40% ▲ 0.20%: raised on 22 Sep 2026 from 3.20% to 3.40%. fixed rate
€1,700
per year, annualised€4,958 total over 35 months
Termijndeposito · Deposit · 3 years
3 years
no early withdrawal
paid out yearly · min. €1,000 · max. €100,000
Effective annual rate
3.40% ▲ 0.20%: raised on 22 Sep 2026 from 3.20% to 3.40%. fixed rate
€1,700
per year, annualised€5,100 total over 3 years
Show 48 offers more Show 30 offers more Swedish scheme €50,000 fully protected Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Hoist Finance AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
German scheme
€50,000 fully protected Aareal Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
▲ 0.15
Rate over the last 90 days. Raised on 14 Sep 2026 from 3.60% to 3.75%.
€1,875
per year, annualised€14,697 total over 7 years
Belgian scheme €50,000 fully protected BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank
▲ 0.15
Rate over the last 90 days. Raised on 14 Sep 2026 from 3.60% to 3.75%.
€1,875
per year, annualised€17,124 total over 8 years
Belgian scheme €50,000 fully protected BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank
▲ 1.25
Rate over the last 90 days. Raised on 14 Sep 2026 from 2.50% to 3.75%.
€1,875
per year, annualised€22,252 total over 10 years
Belgian scheme €50,000 fully protected BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank
German scheme €50,000 fully protected Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
German scheme €50,000 fully protected Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Swedish scheme €50,000 fully protected Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
German scheme €50,000 fully protected Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
French scheme €50,000 fully protected RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank
Swedish scheme €50,000 fully protected Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Dutch scheme
€50,000 fully protected Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Swedish scheme €50,000 fully protected Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Dutch scheme €50,000 fully protected Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
French scheme €50,000 fully protected RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Swedish scheme €50,000 fully protected Hoist Finance AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme
€50,000 fully protected Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected NOBA Bank Group AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
French scheme €50,000 fully protected RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank
German scheme €50,000 fully protected Deutsche Bausparkasse Badenia AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Ayvens Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
German scheme
€50,000 fully protected Aareal Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Swedish scheme €50,000 fully protected Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Swedish scheme €50,000 fully protected Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Estonian scheme
€50,000 fully protected Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
3.40%
€1,705
per year, annualised€2,579 total over 18 months
Swedish scheme €50,000 fully protected Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
3.46%
€1,701
per year, annualised€3,460 total over 2 years
Italian scheme €50,000 fully protected Guber Banca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank
3.35%
€1,701
per year, annualised€47,621 total over 20 years
Dutch scheme €50,000 fully protected Achmea Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Estonian scheme
€50,000 fully protected Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Dutch scheme €50,000 fully protected GarantiBank International N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Ayvens Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
▲ 0.25
Rate over the last 90 days. Raised on 15 Oct 2026 from 3.15% to 3.40%.
€1,700
per year, annualised€8,500 total over 5 years
Belgian scheme €50,000 fully protected Argenta Spaarbank N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank
Estonian scheme
€50,000 fully protected Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Estonian scheme
€50,000 fully protected Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Dutch scheme €50,000 fully protected GarantiBank International N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
German scheme €50,000 fully protected Hamburg Commercial Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Dutch scheme €50,000 fully protected Anadolubank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Estonian scheme
€50,000 fully protected Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Estonian scheme
€50,000 fully protected Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
