Every rate we ever recorded, per offer, with the period it applied. Rates are never overwritten: a change is always a new row. For the period before our own measurements we use archived versions of the bank's own page.
This is the average banks in a country actually paid on new household deposits, published monthly by the ECB. It is structurally below the highest rate above: most people save at their main bank. The gap between the two lines is roughly what switching earns.
| 2.90% |
| 2 Sep 2026 |
| 17 Sep 2026 |
| Anadolubank | Termijn Deposito · Direct | Deposit 18 months | 2.80% | 2 Sep 2026 | 17 Sep 2026 |
| Anadolubank | Termijn Deposito · Direct | Deposit 1 year | 2.80% | 2 Sep 2026 | 17 Sep 2026 |
| Anadolubank | Alfa Rente Direct Spaarrekening · Direct | Instant access | 1.85% | 2 Sep 2026 | current |
| Anadolubank | Alfa Spaarrekening · Direct | Instant access | 1.85% | 2 Sep 2026 | current |
| Anadolubank | Alfa Slimmer Sparen · Direct | Instant access | 1.90% | 2 Sep 2026 | 15 Sep 2026 |
| Yapı Kredi | Euro-Plus Deposito (jaarlijkse rente-uitkering) · Direct | Deposit 10 years | 3.10% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito · Direct | Deposit 10 years | 3.10% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito (jaarlijkse rente-uitkering) · Direct | Deposit 9 years | 3.10% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito · Direct | Deposit 9 years | 3.10% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito (jaarlijkse rente-uitkering) · Direct | Deposit 8 years | 3.10% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito · Direct | Deposit 8 years | 3.10% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito (jaarlijkse rente-uitkering) · Direct | Deposit 7 years | 3.10% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito · Direct | Deposit 7 years | 3.10% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito (jaarlijkse rente-uitkering) · Direct | Deposit 6 years | 3.10% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito · Direct | Deposit 6 years | 3.10% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito (jaarlijkse rente-uitkering) · Direct | Deposit 5 years | 3.35% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito · Direct | Deposit 5 years | 3.35% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito (jaarlijkse rente-uitkering) · Direct | Deposit 4 years | 3.20% | 2 Sep 2026 | current |
| Yapı Kredi | Euro-Plus Deposito · Direct | Deposit 4 years | 3.20% | 2 Sep 2026 | current |